311 12TH STREET W, PALMETTO, FL, 34221
Active336 days on marketListed Sep 11, 2025MLS #A4664454
About this home
311 12TH STREET W
Brand NEW & Move-In Ready!! Introducing a sleek & stylish 3 bedroom, 2 bathroom home, thoughtfully designed with modern style and quality finishes throughout. This residence is the perfect blend of elegance and functionality. From the moment you arrive, the home’s modern exterior makes a statement with its crisp white façade, accented by dark brown trim around the windows, doors, and fascia, and a bold dark brown front door. The expansive paver driveway extends to an oversized carport, providing a grand entrance as well as practical covered parking. Inside, the open floor plan is enhanced with tile flooring throughout and crown molding for a refined touch. The kitchen features shaker cabinets, granite countertops and stainless steel appliances. The spacious primary suite offers a private en-suite bathroom and walk-in closet, creating a retreat of comfort and convenience. With its modern finishes inside and out, this home is designed to impress and built to last. Don’t miss the opportunity to own a brand-new residence that will be move-in ready by the end of October. NO HOA & NO CDD fees. Easy access to HWY 41, 301, I75 & 275 make this a central location for commuting, shopping or dining.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,376
Sqft
0.12 ac
Lot size
2025
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,242 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,242/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.1%
$/sqft vs Palmetto actives
$232 vs $205
Days on market
336 vs 63 typical
Where $232/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $359K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
219 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 311 12TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$280,000
1201 6TH STREET W
2 bd · 2 ba · 1,257 sqft · $223/sqft · 4 DOM
Sold · Mar ’26$335,000
508 18TH AVENUE W
3 bd · 1 ba · 1,213 sqft · $276/sqft · 10 DOM
Sold · Dec ’25$352,000
1302 5TH STREET W
3 bd · 2 ba · 1,555 sqft · $226/sqft · 254 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 311 12TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 311 12TH STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
311 12TH STREET W FAQs
What would the monthly payment be for 311 12TH STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,242/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 311 12TH STREET W?+
The most recent tax bill on record (2024) was $761. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palmetto?+
At $319,000, this home is listed about 20% below the Palmetto median of $397,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the Palmetto market on paper
$319,000 is 20% below the Palmetto median of $397,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
336 days on market against a Palmetto median of 63 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $350,000, now $319,000 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Ariel Sarmiento, LLC. MLS #A4664454.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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