
3412 79TH STREET CIRCLE W UNIT 103, BRADENTON, FL, 34209
Active179 days on marketListed Feb 12, 2026MLS #A4682312
About this home
3412 79TH STREET CIRCLE W UNIT 103
Available for immediate move in. Leased Feb-Mar 2027. Luxury, turnkey furnished condo located in a gated community and only minutes from the pristine beaches of the Gulf of Mexico. This newly completed and tastefully decorated 3 bed 2.5 bath condo has tile throughout and carpet in the bedrooms. The living room features an open floor plan with a balcony boasting lush green belt and lake views. Palma Sola Bay Club offers a plethora of amenities including a Dock with water access to Palma Sola Bay, Clubhouse with social room, kitchen and billiards table, Outdoor BBQ kitchen, Fitness center, Heated Pool with sun deck, Fire pit, Bocce Ball court and Putting Green. Enjoy vacation living 365 days a year! Rent Includes: Cable TV, Electricity, Grounds Care, Internet, Pool Maintenance, Recreational, Sewer, Trash Collection, Water. RATES: Jan-Apr $6,000 per month. May-Dec $3,500 per month.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,854
Sqft
1.33 ac
Lot size
2
Garage
2019
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$2 vs $245
Days on market
179 vs 55 typical
Where $2/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
222 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3412 79TH STREET CIRCLE W UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$565,000
7840 34TH AVE W UNIT 303 · same community
3 bd · 2.5 ba · 1,857 sqft · $304/sqft · 116 DOM
Sold · Jul ’26$535,000
3439 79TH STREET CIRCLE W UNIT 201 · same community
3 bd · 2.5 ba · 1,857 sqft · $288/sqft · 183 DOM
Sold · Sep ’25$382,000
7830 34TH AVENUE W UNIT 102 · same community
2 bd · 2 ba · 1,657 sqft · $231/sqft · 243 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3412 79TH STREET CIRCLE W UNIT 103 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3412 79TH STREET CIRCLE W UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
3412 79TH STREET CIRCLE W UNIT 103 FAQs
What would the monthly payment be for 3412 79TH STREET CIRCLE W UNIT 103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3412 79TH STREET CIRCLE W UNIT 103?+
The listing reports pets: Dogs OK, Number Limit, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $3,500, this home is listed about 99% below the Bradenton median of $389,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Bradenton market on paper
$3,500 is 99% below the Bradenton median of $389,000, and at $2/sqft it sits under the Bradenton average of $263.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
179 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of O'STEEN GROUP INC · Jonathan O'Steen. MLS #A4682312.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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