Ricardo Ramirez
$1,330,0003 bd3 ba2,749 sqft$484 /sqft$8,934 /mo all-in ↓

2018 DEBORAH DRIVE, PUNTA GORDA, FL, 33950

Active8 days on marketListed Jul 20, 2026MLS #C7528353

WaterfrontPrivate poolSingle Family ResidencePUNTA FORDA ISLES SEC 12

About this home

2018 DEBORAH DRIVE

Experience the ultimate Southwest Florida waterfront lifestyle in this stunning West Coast Builders custom luxury home, ideally situated in the highly sought-after Punta Gorda Isles. Offering 3 bedrooms, 3 bathrooms, and 2,749 square feet of beautifully designed living space, this exceptional residence boasts 99 feet of waterfront on a wide turning basin with breathtaking intersecting canal views and sailboat access to Charlotte Harbor and the Gulf of Mexico. The concrete dock is equipped with water, electric, and a 10,000-pound boat lift, making it a true boater's paradise. Designed for both elegant entertaining and comfortable everyday living, the open-concept floor plan showcases exquisite craftsmanship throughout, including double tray ceilings, crown molding, plantation shutters, custom blinds, travertine flooring, and a striking fireplace that serves as the centerpiece of the living room. A custom wet bar and expansive 12-foot pocketing sliding glass doors seamlessly blend indoor and outdoor living while framing spectacular water views. The gourmet kitchen is beautifully appointed with granite countertops, a stylish tile backsplash, cooktop, built-in oven and microwave, breakfast bar, and a spacious walk-in pantry. The adjoining casual dining area features a stunning aquarium window, creating the perfect backdrop for enjoying peaceful waterfront vistas. The luxurious primary suite is a private retreat with tranquil water views, dual walk-in closets, and a spa-inspired ensuite featuring dual vanities, abundant storage, a soaking tub, and a walk-through shower. The guest suite offers private access to the lanai through sliding glass doors and includes its own full pool bath, while the third bedroom features a convenient Murphy bed, making it ideal as a home office or additional guest space, along with a walk-in closet. Step outside to your own tropical oasis where nearly every room opens to the expansive covered lanai. Designed for year-round enjoyment, the outdoor living area features a beautiful cedar-accent ceiling, outdoor kitchen prep area with refrigerator, and a screened, heated saltwater pool overlooking the picturesque canals—the perfect setting for entertaining family and friends or simply relaxing while taking in unforgettable Southwest Florida sunsets. Additional highlights include impact-resistant windows throughout (excluding the aquarium window), accordion hurricane shutters protecting the lanai, a spacious three-car garage with an 8,000-pound lift for additional vehicle or storage space, a paver driveway and walkways, and meticulously manicured tropical landscaping. Located on a quiet street in one of Punta Gorda's premier golf and boating communities, this exceptional home is just steps from St. Andrews South Golf Club and only minutes from the Punta Gorda Yacht Club, Fishermen's Village, and historic downtown Punta Gorda. Enjoy convenient access to waterfront dining, boutique shopping, vibrant arts and entertainment, community events, world-class fishing and boating, beautiful parks, and everything that makes the Southwest Florida lifestyle so extraordinary. This version is MLS-friendly while elevating the luxury tone and emphasizing both the home's exceptional features and the waterfront lifestyle buyers are seeking.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,749

Sqft

0.24 ac

Lot size

3

Garage

2014

Year built

One

Levels

$484

Per sqft

Private poolWaterfrontPool & Water viewNegotiablePets allowed

Inside

FlooringTile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Pest Guard System · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesSoutheast
ParkingDriveway · Garage Door Opener · Workshop in Garage
ExteriorAwning(s) · French Doors · Hurricane Shutters · Irrigation System · Lighting · Outdoor Kitchen · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$13,187/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,934 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,177
PMI (est., until 20% equity)$499
Property tax — 2025 actual bill$1,099
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $133,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $133,000
Interest rate6.00%
Loan term

Estimated payment

$8,934/mo

Principal & interest$7,177
PMI (est., until 20% equity)$499
Property taxes (actual bill)$1,099
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$1.2MedgeAI estimate $1,370,613 · range $1.2M$1.5M$1.6M

vs edgeAI estimate

−3%

$/sqft vs Punta Gorda actives

$484 vs $209

Days on market

8 vs 59 typical

Where $484/sqft sits among the 400 Punta Gorda actives

112
150
71
34
14
19 · this home
$113–175$175–237$237–298$298–360$360–422$422+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 2018 DEBORAH DRIVE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33950 — neighborhood snapshot

Population

24,492

Median age

64.6

Median income

$74,484

Median home value

$393,500

Avg household

1.98

Households w/ children

1,614

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$345K$345K

Punta Gorda median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

181 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 384% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jul 20, 2026Listed at $1,330,000 · 8 days on market since
2014Built · PUNTA FORDA ISLES SEC 12

Reality check

What actually sold near 2018 DEBORAH DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2024 DEBORAH DRIVESold · May ’26

$770,000

2024 DEBORAH DRIVE · same community

3 bd · 2 ba · 2,415 sqft · $319/sqft · 0 DOM

1312 SEA HORSE COURTSold · Jul ’26

$1,150,000

1312 SEA HORSE COURT

3 bd · 3 ba · 2,761 sqft · $417/sqft · 70 DOM

1355 JACANA COURTSold · Jan ’26

$1,230,000

1355 JACANA COURT

3 bd · 2 ba · 2,765 sqft · $445/sqft · 15 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Ricardo Ramirez

Your agent

Ricardo Ramirez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2018 DEBORAH DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2018 DEBORAH DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Ricardo's phone and CRM.

Goes straight to Ricardo’s phone and CRM.

Straight answers

2018 DEBORAH DRIVE FAQs

What would the monthly payment be for 2018 DEBORAH DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,934/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2018 DEBORAH DRIVE?+

The most recent tax bill on record (2025) was $13,187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2018 DEBORAH DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $1,330,000, this home is listed about 286% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.

Which schools are assigned to 2018 DEBORAH DRIVE?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COMPASS FLORIDA · Brian Helgemo. MLS #C7528353.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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