265 BELVEDERE COURT, PUNTA GORDA, FL, 33950
Active8 days on marketListed Aug 6, 2026MLS #C7529088
About this home
265 BELVEDERE COURT
Experience the best of Punta Gorda Isles waterfront living in this beautifully maintained Tim Towles custom home, perfectly positioned on a wide turning basin with quick powerboat access to Charlotte Harbor and the Gulf of Mexico. Offered fully furnished and turnkey. Designed for effortless entertaining, the spacious open floor plan offers over 2,600 square feet with soaring vaulted ceilings, expansive windows, skylights, and abundant natural light. The oversized living room, separate family room, and breakfast nook all enjoy beautiful views of the pool, lanai, and waterfront. The well-appointed kitchen features stainless steel appliances, generous cabinetry, extensive counter space, a large breakfast bar, and seamless access to the main living areas. The spacious primary suite opens directly to the lanai and offers a large walk-in closet with custom built-ins, dual vanities, and an oversized walk-in tiled shower. Each guest bedroom includes its own walk-in closet and private updated bath, providing exceptional comfort and privacy for family and guests. A convenient pool bath serves the outdoor living area. Step outside to your private tropical oasis where the southwest-facing heated pool enjoys sunshine throughout the day and spectacular Florida sunsets in the evening. The covered lanai offers multiple areas for dining and relaxing, overlooking the wide canal. Boaters will appreciate the concrete dock, 15,000-pound boat lift, and quick access to open water with just one raised bridge to Charlotte Harbor. Additional features include a new metal roof, dual-zone air conditioning, plantation shutters and blinds, hurricane protection, mature tropical landscaping, irrigation system, circular driveway, oversized two-car garage, and an unbeatable location just minutes from historic downtown Punta Gorda, Fishermen's Village, waterfront dining, parks, shopping, and year-round community events. Whether you're searching for a luxury waterfront residence, seasonal retreat, or income-producing investment, this exceptional Punta Gorda Isles home delivers the complete Southwest Florida lifestyle.
Facts & features
The home at a glance
3
Bedrooms
4.5
Bathrooms
2,642
Sqft
0.23 ac
Lot size
2
Garage
1991
Year built
One
Levels
$329
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,215 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,215/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PUNTA GORDA ISLES SEC 05
$329 vs $337
Days on market
8 vs 63 typical
Where $329/sqft sits among the 14 homes for sale in PUNTA GORDA ISLES SEC 05
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
6 of 14
PUNTA GORDA ISLES SEC 05 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 222% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 265 BELVEDERE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,100,000
490 SORRENTO COURT · same community
4 bd · 2 ba · 2,525 sqft · $436/sqft · 4 DOM
Sold · Jan ’26$1,450,000
1735 BOCA RATON COURT · same community
3 bd · 3 ba · 2,480 sqft · $585/sqft · 163 DOM
Sold · May ’26$719,000
2085 EL CERITO COURT · same community
3 bd · 2 ba · 2,275 sqft · $316/sqft · 54 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 265 BELVEDERE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 265 BELVEDERE COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
265 BELVEDERE COURT FAQs
What would the monthly payment be for 265 BELVEDERE COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,215/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 265 BELVEDERE COURT?+
The most recent tax bill on record (2025) was $12,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 265 BELVEDERE COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $869,000, this home is listed about 156% above the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 265 BELVEDERE COURT?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$869,000 runs 222% above the PUNTA GORDA 33950 median — but at 2,642 sqft it's also 57% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Marianne Lilly. MLS #C7529088.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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