2354 MARCELLA TERRACE, PUNTA GORDA, FL, 33983
Active1 days on marketListed Aug 13, 2026MLS #C7529270
About this home
2354 MARCELLA TERRACE
Great opportunity to build your Florida dream home on this spacious 80 x 125 lot in the desirable Punta Gorda area of sunny Southwest Florida. Located in the 33983 zip code, this property offers access to the laid-back coastal lifestyle that makes Charlotte County so special, with nearby boating, fishing, golf, dining, shopping, parks, and year-round outdoor activities. Enjoy being near beautiful Charlotte Harbor, known as one of Southwest Florida’s premier boating destinations, with access to scenic waterways, fishing areas, public boat ramps, waterfront parks, and spectacular sunsets. The area is also convenient to historic Punta Gorda, a charming waterfront city incorporated in 1887 and known for its rich history, walkable downtown, restaurants, marinas, arts, events, and Old Florida character. Whether you enjoy casting a line, playing a round of golf, exploring local trails, boating the harbor, or relaxing in the Florida sunshine, this location puts you close to the best of the Gulf Coast lifestyle. Assigned schools are Deep Creek Elementary School, Punta Gorda Middle School, and Charlotte High School. Buyer to verify lot dimensions, utilities, zoning, building requirements, and school assignments with the appropriate county and school board offices.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$455 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$455/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33983 — neighborhood snapshot
Population
18,230
Median age
56.6
Median income
$67,705
Median home value
$324,100
Avg household
2.31
Households w/ children
1,552
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2354 MARCELLA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$251,000
7026 HARBOR HEIGHTS DRIVE · same community
2 bd · 2 ba · 995 sqft · $252/sqft · 11 DOM
Sold · Nov ’25$355,000
2199 SUNSET CIRCLE · same community
2 bd · 2 ba · 1,169 sqft · $304/sqft · 24 DOM
Sold · Jun ’26$270,000
7138 HARBOR HEIGHTS DRIVE · same community
3 bd · 2 ba · 1,223 sqft · $221/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2354 MARCELLA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2354 MARCELLA TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
2354 MARCELLA TERRACE FAQs
What would the monthly payment be for 2354 MARCELLA TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $455/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2354 MARCELLA TERRACE?+
The most recent tax bill on record (2025) was $536. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $39,500, this home is listed about 88% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2354 MARCELLA TERRACE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33983 market on paper
$39,500 is 42% below the PUNTA GORDA 33983 median of $68,000.
02Fresh on the market
Only 1 day on market in a Punta Gorda market that averages 63 — if it fits, move quickly.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Carol Nelson. MLS #C7529270.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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