9402 MIGUE CIRCLE, PORT CHARLOTTE, FL, 33981
Active399 days on marketListed Jul 4, 2025MLS #D6142452
Come see it
Upcoming open house
Sat, Aug 8
11:00 PM – 3:00 PM
About this home
9402 MIGUE CIRCLE
TURNKEY WATERFRONT POOL HOME WITH A 3-CAR GARAGE, TILE ROOF, 120 FEET OF CONCRETE SEAWALL AND APPROXIMATELY 15-MINUTE BOAT ACCESS TO THE SOUTH GULF COVE LOCK! This South Gulf Cove property delivers the features waterfront buyers struggle to find together: a spacious 3-car garage, durable tile roof, expansive waterfrontage and quick boating access. The home includes a concrete dock, 13,000-pound boat lift and approximately 120 feet of concrete seawall, providing excellent space for boating, fishing and enjoying the Southwest Florida waterfront lifestyle. From the dock, it is approximately a 15-minute boat ride to the lock, with access beyond to Charlotte Harbor and the Gulf of Mexico. The home offers four bedrooms and two bathrooms in a bright, open-concept, split-bedroom floor plan with soaring ceilings and abundant natural light. One bedroom is currently used as an office and includes double glass entry doors and a closet, allowing it to function easily as a bedroom, den or remote workspace. The kitchen opens directly to the main living and dining areas, creating a comfortable layout for entertaining. Sliding doors extend the living space to the screened lanai, heated pool and peaceful canal views. This home is being sold turnkey furnished, making it an outstanding opportunity for a full-time residence, seasonal retreat or investment property. The sellers will provide a clear list of the limited personal items and furnishings that are not included. Additional improvements completed following Hurricane Ian include a new boat-lift cover, exterior paint, irrigation updates and refreshed landscaping. The tile roof, 3-car garage, extensive seawall, concrete dock and short boating time to the lock create a combination that deserves to be seen in person. Located near Boca Grande, Gulf beaches, golf courses, marinas, waterfront dining, shopping and some of Southwest Florida’s best fishing. Schedule your private showing and start enjoying the South Gulf Cove waterfront lifestyle from the day you arrive.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,962
Sqft
0.23 ac
Lot size
3
Garage
2005
Year built
One
Levels
$321
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,557 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,557/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.2%
$/sqft vs PORT CHARLOTTE SEC 081
$321 vs $294
Days on market
399 vs 59 typical
Where $321/sqft sits among the 34 homes for sale in PORT CHARLOTTE SEC 081
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
19 of 34
PORT CHARLOTTE SEC 081 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1495% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9402 MIGUE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$325,000
15659 RUSTON CIRCLE · same community
4 bd · 2 ba · 1,961 sqft · $166/sqft · 227 DOM
Sold · Apr ’26$340,000
9219 NEWNAN CIRCLE · same community
4 bd · 2.5 ba · 2,012 sqft · $169/sqft · 316 DOM
Sold · Jun ’26$420,000
15741 AUTRY CIRCLE · same community
4 bd · 2 ba · 2,013 sqft · $209/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9402 MIGUE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9402 MIGUE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
9402 MIGUE CIRCLE FAQs
What would the monthly payment be for 9402 MIGUE CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,557/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9402 MIGUE CIRCLE?+
The most recent tax bill on record (2024) was $9,139. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9402 MIGUE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $629,900, this home is listed about 91% above the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 9402 MIGUE CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$629,900 runs 1495% above the PORT CHARLOTTE 33981 median — but at 1,962 sqft it's also 20% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
399 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $875,000, now $629,900 — a $245K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY OF VENICE · Chad Goodwin. MLS #D6142452.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 9402 MIGUE CIRCLE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Ricardo to ping you on any price or status change →