169 ASPEN WAY, PALM COAST, FL, 32137
Active51 days on marketListed Jun 15, 2026MLS #FC319286
Come see it
Upcoming open house
Sat, Aug 8
2:30 PM – 4:30 PM
About this home
169 ASPEN WAY
Welcome to 169 Aspen Way in the Exclusive “Conservatory” Better than New! This custom built home by Saltwater homebuilders in 2019 has upgrades galore and unparalleled attention to detail that shines throughout this beautiful home. The open floor plan & Gourmet Kitchen makes entertaining a breeze! This home is built on a premium lot with green golf course & lake views, which make for a true upscale Florida setting. The covered Lanai and Saltwater heated spool/pool make you feel like you’re on a permanent vacation in the Tropics. Over 1400 sq/ft of covered lanai and screened pool area adds a lot of living space you would not have anyplace else but Fla. The front entry double bay extra deep garage allows ample room for large SUVs, trucks, etc. Don’t miss the stairs in the garage, which walk up to your floored attic space for easy storage and the possibility for a future extra bedroom. Take a dip in your pool and take in water/golf views knowing that your lawncare is taken care of in this gated access community! An added bonus among the Upgrades are roll down Hurricane Shutters for storm protection - some are remote control for storm protection. The Conservatory is known for their Mediterranean Style homes. Membership is optional to Hammock Beach Club with 2 Golf Courses, Multiple Pools ,Tennis ,Fitness rooms, Spa ,Restaurants, and Entertainment ! The Conservatory course was meticulously designed by golf champion Tom Watson with nods to British links-style golf!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,341
Sqft
0.19 ac
Lot size
2
Garage
2019
Year built
One
Levels
$354
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,948 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,948/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.2%
$/sqft vs Palm Coast actives
$354 vs $222
Days on market
51 vs 52 typical
Where $354/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
183 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 117% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 169 ASPEN WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$805,718
426 BOURGANVILLE DRIVE
3 bd · 3 ba · 2,350 sqft · $343/sqft · 128 DOM
Sold · May ’26$410,000
119 LINDSAY DRIVE
4 bd · 2 ba · 2,294 sqft · $179/sqft · 326 DOM
Sold · Sep ’25$820,000
628 Mahogany Run, Palm Coast FL 32137
3 bd · 2.5 ba · 2,278 sqft · $360/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 169 ASPEN WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 169 ASPEN WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
169 ASPEN WAY FAQs
What would the monthly payment be for 169 ASPEN WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,948/mo — principal and interest, the actual property-tax bill, the $405/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 169 ASPEN WAY?+
The association fee works out to $405 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 169 ASPEN WAY?+
The most recent tax bill on record (2025) was $7,153. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 169 ASPEN WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $829,500, this home is listed about 107% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 169 ASPEN WAY?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$829,500 runs 117% above the PALM COAST 32137 median — but at 2,341 sqft it's also 24% larger than the typical Palm Coast listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LIGHTHOUSE REALTY ASSOCIATES, · Carol Sullivan. MLS #FC319286.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Coast homes, in your inbox
Like 169 ASPEN WAY but not quite? A daily digest of every new listing in Palm Coast — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Ricardo to ping you on any price or status change →