3 GEBERTS WAY, ST AUGUSTINE, FL, 32080
Active1 days on marketListed Jul 21, 2026MLS #FC320109
About this home
3 GEBERTS WAY
Welcome home to one of St. Augustine's Beach most special waterfront retreats. From the moment you walk through the front door, you'll know you've found the one. Every room draws your attention to the breathtaking views of spring-fed Lake Anhinga, where peaceful waters and natural beauty create a truly unforgettable setting. Tucked away on a quiet, private road, this home offers the perfect blend of character, charm, and tranquility. The picturesque, park-like property is surrounded by beautifully designed zero-scape landscaping, providing year-round beauty with minimal maintenance. Spring-fed Lake Anhinga is a rare gem in St. Augustine Beach, making this an exceptional opportunity to own a home in one of the area's most unique and serene locations. Whether you're enjoying your morning coffee overlooking the water or unwinding as the sun sets across the lake, this is where lasting memories are made and everyday feels like a retreat.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,427
Sqft
0.41 ac
Lot size
2
Garage
1979
Year built
Two
Levels
$453
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,319 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,319/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32080 — neighborhood snapshot
Population
21,368
Median age
58.3
Median income
$91,201
Median home value
$497,500
Avg household
2.06
Households w/ children
1,323
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% above the ST AUGUSTINE 32080 median. See the full St Augustine market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3 GEBERTS WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3 GEBERTS WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
3 GEBERTS WAY FAQs
What would the monthly payment be for 3 GEBERTS WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,319/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3 GEBERTS WAY?+
The most recent tax bill on record (2025) was $9,728. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Augustine?+
At $1,100,000, this home is listed about 150% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3 GEBERTS WAY?+
Gamble Rogers Middle School (middle), W. Douglas Hartley Elementary (elementary), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,100,000 runs 83% above the ST AUGUSTINE 32080 median — but at 2,427 sqft it's also 54% larger than the typical St Augustine listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a St Augustine market that averages 39 — if it fits, move quickly.
04Strong assigned schools
Gamble Rogers Middle School, W. Douglas Hartley Elementary, Pedro Menendez High School, Mky- Head Start /Dpp Pk School, First Coast Technical College — W. Douglas Hartley Elementary rates 4 of 5. Always verify assignments with the district.
Listing courtesy of LIGHTHOUSE REALTY ASSOCIATES, · Carol Sullivan. MLS #FC320109.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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