5 PORTER LANE, PALM COAST, FL, 32164
Active4 days on marketListed Jul 30, 2026MLS #FC320321
About this home
5 PORTER LANE
Under Construction. $1,000 escrow deposit and when using one of our lender partners, we will pay a portion of closing costs. Saving thousands of dollars at the closing table. Welcome to 5 Porter Lane, a beautifully appointed 2,265-square-foot home in Palm Coast's highly desirable P Section, where convenience meets coastal living. Ideally located in the heart of Palm Coast, you'll enjoy quick access to shopping, restaurants, schools, parks, and everyday essentials, while Flagler Beach is just 15–20 minutes away. Designed with both comfort and functionality in mind, this 4-bedroom, 3-bathroom home features a desirable split-bedroom floor plan, keeping the owner's suite private and separate from the secondary bedrooms. The spacious owner's retreat includes two walk-in closets, dual vanities, and plenty of room to unwind after a long day. At the heart of the home, the open-concept living area creates the perfect space for everyday living and entertaining. The stylish kitchen showcases gray cabinetry, sleek black fixtures, and granite countertops that continue into both the kitchen and bathrooms. A cozy breakfast nook offers the perfect spot for casual meals and morning coffee, while the formal dining room is ready to host holiday gatherings and special celebrations. A separate sitting room provides a quiet retreat—ideal for reading, working from home, or simply relaxing. Picture yourself living here—sunlight pouring through the windows, coffee in hand, enjoying the comfort of finally having the space you've been working toward. This isn't just an upgrade; it's the opportunity for everyone to have room to spread out while still staying connected. The thoughtfully designed open layout brings family and friends together, making holidays, celebrations, and everyday moments feel effortless. Step outside to the covered lanai and imagine winding down with your favorite beverage while dinner sizzles on the grill after a long day. Whether you're entertaining guests or enjoying a quiet Florida evening, this outdoor space is ready to become one of your favorite places to relax. Modern finishes, generous living space, and an unbeatable central location make 5 Porter Lane more than just a house—it's the home you didn't realize you needed until now. Ask about our current promos and CASH buyers discount. **Photos are not of the actual home and are for illustration purposes only. Finishes/colors may vary from photos**
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,265
Sqft
0.23 ac
Lot size
2
Garage
2027
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,689 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,689/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.1%
$/sqft vs PALM COAST SEC 28
$173 vs $209
Days on market
4 vs 52 typical
Where $173/sqft sits among the 12 homes for sale in PALM COAST SEC 28
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pine Grove
Get to know Palm Coast. See the full Palm Coast guide →
Pine Grove — neighborhood snapshot
Population
7,145
Median age
44
Median income
$64,413
Median home value
$292,692
Avg household
3
Households w/ children
803
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
1 of 12
PALM COAST SEC 28 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 5 PORTER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$395,000
4 PONCE DELEON DRIVE · same community
3 bd · 2 ba · 2,316 sqft · $171/sqft · 6 DOM
Sold · Jul ’26$333,000
4 PORTER PLACE · same community
3 bd · 2 ba · 2,084 sqft · $160/sqft · 42 DOM
Sold · Jan ’26$315,000
6 POTTERVILLE LANE · same community
4 bd · 2 ba · 1,875 sqft · $168/sqft · 195 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5 PORTER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5 PORTER LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
5 PORTER LANE FAQs
What would the monthly payment be for 5 PORTER LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,689/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5 PORTER LANE?+
The most recent tax bill on record (2025) was $593. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $391,800, this home is listed about 2% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5 PORTER LANE?+
Buddy Taylor Middle School (middle), Lewis E. Wadsworth Elementary (elementary), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS HOMES REALTY, INC · Cecilia Arita Mata. MLS #FC320321.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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