3815 NW 48TH TERRACE, GAINESVILLE, FL, 32606
Active6 days on marketListed Aug 2, 2026MLS #GC542374
About this home
3815 NW 48TH TERRACE
Welcome home to this charming 3-bedroom, 2-bath residence in the desirable Autumn Woods neighborhood! Filled with natural light, this home offers a bright, open floor plan with a cozy wood-burning fireplace, creating the perfect space for both everyday living and entertaining. The heated and cooled sunroom, converted from the original screened lanai, is bathed in sunlight and provides the ideal place to relax while overlooking the spacious, fully fenced backyard. Outside, you'll find a paver patio transitioning to a generous grassy yard with endless possibilities for gardening, play, pets, or future outdoor living spaces. The kitchen features stainless steel appliances, granite countertops, and opens seamlessly to the main living areas. Enjoy peace of mind with a new roof installed in 2025. A two-car garage provides ample storage and convenience. Best of all, there's no HOA, giving you greater flexibility and lower monthly costs. Centrally located just minutes from Magnolia Park, Starbucks, restaurants, shopping, and everyday conveniences, this home offers the perfect combination of comfort, convenience, and value.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,400
Sqft
0.22 ac
Lot size
2
Garage
1986
Year built
One
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,240 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,240/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.8%
$/sqft vs Gainesville actives
$214 vs $202
Days on market
6 vs 45 typical
Where $214/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32606 — neighborhood snapshot
Population
23,313
Median age
41
Median income
$79,888
Median home value
$319,300
Avg household
2.2
Households w/ children
2,630
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $333K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the GAINESVILLE 32606 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 3815 NW 48TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$336,000
4817 NW 37TH PLACE · same community
4 bd · 2 ba · 1,662 sqft · $202/sqft · 2 DOM
Sold · Sep ’25$309,000
4824 NW 37TH PLACE · same community
3 bd · 2 ba · 1,060 sqft · $292/sqft · 60 DOM
Sold · May ’26$320,000
2030 NW 54TH TERRACE
3 bd · 2 ba · 1,386 sqft · $231/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3815 NW 48TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3815 NW 48TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
3815 NW 48TH TERRACE FAQs
What would the monthly payment be for 3815 NW 48TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,240/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3815 NW 48TH TERRACE?+
The most recent tax bill on record (2025) was $2,178. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $299,900, this home is listed about 1% above the Gainesville median of $297,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3815 NW 48TH TERRACE?+
Hidden Oak Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GAINESVILLE 32606 market on paper
$299,900 is 5% below the GAINESVILLE 32606 median of $314,950.
02Fresh on the market
Only 6 days on market in a Gainesville market that averages 45 — if it fits, move quickly.
03Strong assigned schools
Hidden Oak Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Hidden Oak Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Kat Durst. MLS #GC542374.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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