5667 WATER OAK LANE, MULBERRY, FL, 33860
Active7 days on marketListed Aug 5, 2026MLS #L4964026
About this home
5667 WATER OAK LANE
Here's your opportunity to own in Water Oak, a maintenance free community located in the front of Imperial Lakes. This small, exclusive gated neighborhood rarely has availability. This single family villa is ensconced in the center of the community and offers an extra large parking pad/driveway for convenience. Inside you'll find soaring ceilings, a flowing open plan, and stunning water views from almost every room. The expansive great room accommodates both living and dining areas. The large primary suite boasts three large closets, a sitting area, an ensuite bath with double sinks and walk-in shower and your own separate, screened porch. A special highlight is the four season Florida room, directly on the lake. This beautiful glassed in space directly off the kitchen allows you to surround yourself with the view regardless of the weather. The real treat is outside, where you'll enjoy fishing from your private dock, launching your kayak, or just sitting and soaking up the peaceful lake view. Uniquely Florida, you'll love everything about this lovely home in a peaceful, welcoming community.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,791
Sqft
0.21 ac
Lot size
2
Garage
2000
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,733 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,733/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.7%
$/sqft vs Mulberry actives
$181 vs $182
Days on market
7 vs 29 typical
Where $181/sqft sits among the 92 Mulberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Imperial Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mulberry. See the full Mulberry guide →
Imperial Lakes — neighborhood snapshot
Population
5,339
Median age
39
Median income
$78,610
Median home value
$285,515
Avg household
3
Households w/ children
616
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mulberry market
$300K → $290K
Mulberry median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
53 of 92
Mulberry actives have cut their price
Median sold price, Mulberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the MULBERRY 33860 median. See the full Mulberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 5667 WATER OAK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$287,000
5504 WATER OAK COURT · same community
3 bd · 2 ba · 1,621 sqft · $177/sqft · 31 DOM
Sold · Nov ’25$272,500
5672 WATER OAK LANE · same community
3 bd · 2 ba · 1,621 sqft · $168/sqft · 3 DOM
Sold · Feb ’26$260,000
5714 WATER OAK LANE · same community
3 bd · 2 ba · 1,368 sqft · $190/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5667 WATER OAK LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5667 WATER OAK LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
5667 WATER OAK LANE FAQs
What would the monthly payment be for 5667 WATER OAK LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,733/mo — principal and interest, the actual property-tax bill, the $355/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5667 WATER OAK LANE?+
The association fee works out to $355 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5667 WATER OAK LANE?+
The most recent tax bill on record (2025) was $1,934. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5667 WATER OAK LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mulberry?+
At $325,000, this home is listed about 9% above the Mulberry median of $299,450. The market section on this page shows how the area is trending.
Which schools are assigned to 5667 WATER OAK LANE?+
James W. Sikes Elementary School (elementary), Mulberry Senior High School (high), Mulberry Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$325,000 runs 14% above the MULBERRY 33860 median — but at 1,791 sqft it's also 17% larger than the typical Mulberry listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 7 days on market in a Mulberry market that averages 29 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of CMTG REAL ESTATE GROUP · Cheryl Jarvis. MLS #L4964026.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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