Ricardo Ramirez
$1,185,0005 bd4.5 ba4,783 sqft$248 /sqft$8,104 /mo all-in ↓

1 CUNNINGHAM LANE, DEBARY, FL, 32713

Active0 days on marketListed Aug 3, 2026MLS #O6430110

Private poolSingle Family ResidenceFOLSOM

About this home

1 CUNNINGHAM LANE

Exceptional 5-acre estate offering privacy, space, modern design, and convenient access to everyday amenities. The main residence features 12-foot cathedral ceilings, an open floor plan, abundant natural light, and a chef-style kitchen with a 10-foot quartz island, high-end appliances, double ovens, marble backsplash, apron sink, and oversized walk-in pantry. The primary suite spans more than 600 sqft. and includes a spa-style bathroom with a freestanding tub, oversized wet room, Bluetooth sound system, and dual illuminated mirrors. The home also includes LED lighting throughout and smart-home controls for the lighting, air conditioning, pool pump, and garage doors. A separate 1,200 sq. ft. guest or in-law residence offers upgraded flooring, crown molding, smart A/C, and its own fenced backyard, making it ideal for guests or multigenerational living. Additional features include a 3-ton mini-split system in the garage and a 2-ton mini-split system in the guest house. The fully fenced corner property is located at the end of a private road and includes mature fruit trees, exterior floodlighting, and direct access to Bill Keller Park, with trails, tennis courts, basketball courts, baseball fields, and soccer fields. Conveniently located near Publix, Walmart, Home Depot, Target, gyms, banks, and restaurants. Gemini Springs Park is approximately one mile away, Blue Spring State Park is about 10 miles away, and the DeBary SunRail Station is approximately five minutes from the property, providing convenient access to Downtown Orlando. This property offers a rare combination of acreage, privacy, flexible living space, modern upgrades, and a central DeBary location.

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

4,783

Sqft

5.06 ac

Lot size

4

Garage

1977

Year built

One

Levels

$248

Per sqft

Private poolFireplace

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Skylight(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorRain Gutters

Community & fees

Taxes (2025)$13,270/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,104 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,394
PMI (est., until 20% equity)$444
Property tax — 2025 actual bill$1,106
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $118,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $118,500
Interest rate6.00%
Loan term

Estimated payment

$8,104/mo

Principal & interest$6,394
PMI (est., until 20% equity)$444
Property taxes (actual bill)$1,106
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Debary

Map of 1 CUNNINGHAM LANE

Drive times from this address

Downtown Orlando32 min
Universal Orlando44 min
Orlando Int’l Airport (MCO)51 min
Walt Disney World56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Debary. See the full Debary guide →

The numbers that matter

The Debary market

Seller’s marketSeller’s market2.4 months of inventoryBuyer’s market

$393K$400K

Debary median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

Median sold price, Debary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 280% above the DEBARY 32713 median. See the full Debary market guide →

Paper trail

This home's history

Aug 3, 2026Listed at $1,185,000 · 0 days on market since
1977Built · FOLSOM

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Ricardo Ramirez

Your agent

Ricardo Ramirez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1 CUNNINGHAM LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1 CUNNINGHAM LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Ricardo's phone and CRM.

Goes straight to Ricardo’s phone and CRM.

Straight answers

1 CUNNINGHAM LANE FAQs

What would the monthly payment be for 1 CUNNINGHAM LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,104/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1 CUNNINGHAM LANE?+

The most recent tax bill on record (2025) was $13,270. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Debary?+

At $1,185,000, this home is listed about 204% above the Debary median of $390,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$1,185,000 runs 280% above the DEBARY 32713 median — but at 4,783 sqft it's also nearly 3 times the size of the typical Debary listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Listed today in a Debary market that averages 27 — if it fits, move quickly.

Listing courtesy of LPT REALTY, LLC · Leydy Salazar PA. MLS #O6430110.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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