3523 SE 6TH STREET, OCALA, FL, 34471
Active94 days on marketListed May 2, 2026MLS #OM723796
About this home
3523 SE 6TH STREET
One or more photo(s) has been virtually staged. One or more photo(s) has been virtually staged. Looking for a 4-bedroom pool home without the premium price tag? This well-maintained home offers the perfect combination of space, convenience and outdoor living in the heart of Ocala. Located on a corner lot less than 10 minutes from downtown, shopping, dining and medical facilities, you'll enjoy easy access to everything while having your own private backyard retreat. Inside, you'll find a functional layout featuring laminate flooring in the great room and dining area, an inside laundry room and a versatile bonus room with built-in bookshelves that is ideal for a home office, hobby room, playroom or additional living space. The vintage tile bathrooms add character and charm, while recent improvements provide added peace of mind, including an upgraded electrical panel in 2022 and a water heater replaced in May 2026 following a recent 4-point inspection. Step outside and enjoy Florida living year-round with your own private inground pool, vinyl privacy fencing and plenty of space for entertaining family and friends. Whether you're hosting summer barbecues, pool parties or simply relaxing poolside, this backyard is designed to be enjoyed. Additional features include a covered front porch, attached carport and storage shed for added convenience. Pride of ownership is evident throughout, with semi-annual HVAC servicing, annual plumbing maintenance and weekly professional pool care. Affordable 4-bedroom pool homes with this combination of space, location and outdoor living are hard to find. Schedule your private showing today and see everything this property has to offer.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,601
Sqft
0.23 ac
Lot size
1958
Year built
One
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,144 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,144/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$175 vs $184
Days on market
94 vs 49 typical
Where $175/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
146 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3523 SE 6TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$210,000
3434 SE 12TH STREET · same community
3 bd · 1.5 ba · 1,404 sqft · $150/sqft · 111 DOM
Sold · Mar ’26$155,000
3507 SE 6TH STREET · same community
4 bd · 2 ba · 1,326 sqft · $117/sqft · 3 DOM
Sold · Jun ’26$136,250
3237 SE 6TH STREET · same community
3 bd · 1 ba · 1,212 sqft · $112/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3523 SE 6TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3523 SE 6TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
3523 SE 6TH STREET FAQs
What would the monthly payment be for 3523 SE 6TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,144/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3523 SE 6TH STREET?+
The most recent tax bill on record (2025) was $2,548. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $279,900, this home is listed about 6% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3523 SE 6TH STREET?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34471 market on paper
$279,900 is 7% below the OCALA 34471 median of $299,999, and at $175/sqft it sits under the Ocala average of $207.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLSTARS REALTY · Denise Bibeau. MLS #OM723796.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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