1586 TEXAS AVENUE, SUMTERVILLE, FL, 33585
Active3 days on marketListed Aug 6, 2026MLS #OM729744
About this home
1586 TEXAS AVENUE
Built in 2025 and thoughtfully improved, this Ryan Homes Willow offers the space and flexibility buyers are looking for. The main level features an open kitchen, dining area and great room, plus an enclosed flex room that works beautifully as a private office, guest room or potential fifth bedroom. Upstairs, you’ll find four bedrooms, two full baths, a separate loft and conveniently located laundry. Outside, the fully fenced backyard offers added privacy with no immediate rear neighbors, while the two-car garage and additional driveway parking provide plenty of room for everyday living. Nearly new construction, flexible living space and the expensive extras already completed. Hardie Board siding with transferrable warranty. 1586 Texas Avenue is ready for its next owner.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,240
Sqft
0.13 ac
Lot size
2
Garage
2025
Year built
Two
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,305 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,305/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sumterville actives
$147 vs $193
Days on market
3 vs 28 typical
Where $147/sqft sits among the 22 Sumterville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sumterville
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sumterville. See the full Sumterville guide →
SUMTERVILLE 33585 — neighborhood snapshot
Population
1,424
Median age
39.2
Median income
$80,972
Median home value
$213,900
Avg household
2.97
Households w/ children
144
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sumterville market
$284K → $380K
Sumterville median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
7 of 22
Sumterville actives have cut their price
Median sold price, Sumterville, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 1586 TEXAS AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$325,055
2146 TENNESSEE STREET
4 bd · 2.5 ba · 2,240 sqft · $145/sqft · 11 DOM
Sold · Dec ’25$274,990
1953 IOWA DRIVE
4 bd · 2.5 ba · 1,964 sqft · $140/sqft · 310 DOM
Sold · Nov ’25$269,990
1699 NEBRASKA LOOP
4 bd · 2.5 ba · 1,964 sqft · $137/sqft · 338 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1586 TEXAS AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1586 TEXAS AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
1586 TEXAS AVENUE FAQs
What would the monthly payment be for 1586 TEXAS AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,305/mo — principal and interest, the actual property-tax bill, the $44/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1586 TEXAS AVENUE?+
The association fee works out to $44 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1586 TEXAS AVENUE?+
The most recent tax bill on record (2025) was $156. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1586 TEXAS AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sumterville?+
At $329,900, this home is listed about 10% above the Sumterville median of $300,990. The market section on this page shows how the area is trending.
Which schools are assigned to 1586 TEXAS AVENUE?+
Lake Panasoffkee Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Kathryn Smiley. MLS #OM729744.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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