12249 NORTHOVER LOOP, ORLANDO, FL, 32824
Active67 days on marketListed May 18, 2026MLS #S5150162
Come see it
Upcoming open house
Sun, Jul 26
2:30 PM – 5:00 PM
About this home
12249 NORTHOVER LOOP
Experience the perfect blend of comfort, privacy, and natural beauty in this beautifully maintained 4-bedroom, 3-bath residence located inside the gated community of Somerset Park in the heart of Lake Nona. With attractive curb appeal, a paver driveway, mature landscaping, and elegant architectural details, this home immediately welcomes you with warmth and style. As you step inside, you are greeted by an open and light-filled layout where large windows and expansive sliding glass doors allow natural sunlight to flow throughout the home. The peaceful conservation views create a seamless connection between the indoors and outdoors, bringing in the beauty of nature and adding a calming atmosphere to the living spaces. The spacious main living area opens effortlessly into the dining space and gourmet kitchen, creating the ideal setting for entertaining and everyday living. The kitchen is designed to impress with an oversized island, stainless steel appliances, built-in oven, stylish backsplash, abundant cabinetry, and beautiful finishes throughout. The thoughtfully designed split floor plan provides comfort and privacy for everyone. The primary suite offers a relaxing retreat with dual vanities, a soaking tub, separate shower, and generous closet space. Bedroom number 4 serves as a private guest suite with its own ensuite bathroom, making it ideal for visitors, extended family, or multigenerational living. Step outside to the covered rear porch and enjoy a backyard that feels peaceful and private, surrounded by lush conservation and mature greenery. The natural scenery becomes part of the home itself, creating a bright and tranquil environment that can be enjoyed from both the interior living spaces and outdoor areas. Additional features include spacious secondary bedrooms, tile flooring throughout the home, oversized bathrooms, a large garage, and a home that has been exceptionally cared for inside and out. Residents of Somerset Park enjoy gated access with virtual guard, community pool, playground, volleyball court, dog park, and a prime Lake Nona location close to Medical City, Lake Nona Town Center, Boxi Park, Orlando International Airport, shopping, dining, and major highways including 417 and 528. This is an exceptional opportunity to own a home that offers space, privacy, natural surroundings, and one of the most desirable locations in Central Florida. Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,510
Sqft
0.26 ac
Lot size
3
Garage
2018
Year built
One
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,251 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,251/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.5%
$/sqft vs Orlando actives
$239 vs $237
Days on market
67 vs 34 typical
Where $239/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Somerset, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Somerset
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Somerset is a short-term-rental community. See the full guide →
ORLANDO 32824 — neighborhood snapshot
Population
55,282
Median age
39.3
Median income
$80,177
Median home value
$354,200
Avg household
3.2
Households w/ children
6,875
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $405K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
148 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the ORLANDO 32824 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 12249 NORTHOVER LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$600,000
12356 NORTHOVER LOOP · same community
4 bd · 3 ba · 2,224 sqft · $270/sqft · 46 DOM
Sold · Oct ’25$475,000
12290 NORTHOVER LOOP · same community
3 bd · 2 ba · 1,753 sqft · $271/sqft · 32 DOM
Sold · Aug ’25$537,000
14193 GOLD BRIDGE DRIVE
4 bd · 2.5 ba · 2,546 sqft · $211/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12249 NORTHOVER LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12249 NORTHOVER LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
12249 NORTHOVER LOOP FAQs
What would the monthly payment be for 12249 NORTHOVER LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,251/mo — principal and interest, the actual property-tax bill, the $238/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12249 NORTHOVER LOOP?+
The association fee works out to $238 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12249 NORTHOVER LOOP?+
The most recent tax bill on record (2025) was $4,684. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 12249 NORTHOVER LOOP be rented short-term?+
Yes — this home sits inside Somerset, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 12249 NORTHOVER LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $600,000, this home is listed about 54% above the Orlando median of $390,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12249 NORTHOVER LOOP?+
Stonewyck Elementary (elementary), South Creek Middle (middle), Cypress Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$600,000 runs 71% above the ORLANDO 32824 median — but at 2,510 sqft it's also 59% larger than the typical Orlando listing.
02Zoned for nightly rentals
Somerset is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Strong assigned schools
Stonewyck Elementary, South Creek Middle, Cypress Creek High — Stonewyck Elementary rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $625,000, now $600,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Vanessa Medina Conde. MLS #S5150162.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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