Ricardo Ramirez
$1,8953 bd2.5 ba1,625 sqft$1 /sqft≈$174 /mo all-in ↓

2608 TANOAK TERRACE, WINTER HAVEN, FL, 33881

Active50 days on marketListed Jun 22, 2026MLS #S5152333

✦ Priced 99% below the Winter Haven medianSingle Family ResidenceBOUNT & WHITLEDGE SUB

About this home

2608 TANOAK TERRACE

Virtually Staged. Modern Comfort & Style in Winter Haven | 3BR + 2.5BA Beautiful Home! *** Move-In Special: Get $500 OFF Your First Month’s Rent — This Month Only!*** Welcome to this beautifully designed 3-bedroom, 2.5-bath home located in the desirable community of Winter Haven. Offering the perfect blend of comfort, space, and modern living, this home is ideal for families or professionals seeking a peaceful yet convenient lifestyle. Step inside to a bright and open layout that creates an inviting atmosphere from the moment you enter. The main living areas are designed for both relaxation and entertaining, with a seamless flow into a well-appointed kitchen and dining space perfect for everyday living or hosting guests. Upstairs, you’ll find generously sized bedrooms including a spacious primary suite with a private bathroom, providing a comfortable retreat at the end of the day. The additional bedrooms offer flexibility for family, guests, or a home office setup. With 2 full bathrooms plus a convenient half bath, daily routines are made easy and efficient. Located in a growing and accessible area, this home provides quick access to schools, shopping, dining, and major roadways, making everyday commuting and errands simple and stress-free. Don’t miss the opportunity to make this well-maintained home yours—schedule a showing today and experience comfortable Florida living at its best!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,625

Sqft

5.89 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$1

Per sqft

Pets allowed

Inside

AppliancesConvection Oven · Dishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Thermostat · Window Treatments
LaundryOther
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

Community & fees

PetsSize Limit, Yes

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$174 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $66Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $66
Interest rate6.00%
Loan term

Estimated payment

$174/mo

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Winter Haven

Map of 2608 TANOAK TERRACE

Drive times from this address

Walt Disney World≈ 41 min
Universal Orlando≈ 52 min
Downtown Tampa≈ 56 min
Downtown Orlando≈ 58 min
Orlando Int’l Airport (MCO)≈ 62 min
Tampa Int’l Airport (TPA)≈ 67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Haven. See the full Winter Haven guide →

The numbers that matter

The Winter Haven market

Seller’s marketBalanced — 5.1 months of inventoryBuyer’s market

$283K → $280K

Winter Haven median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the Winter Haven median. See the full Winter Haven market guide →

Paper trail

This home's history

Jun 22, 2026Listed at $1,895 · 50 days on market since
2024Built · BOUNT & WHITLEDGE SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Ricardo Ramirez

Your agent

Ricardo Ramirez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2608 TANOAK TERRACE — start here.

CallText
ricardo.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2608 TANOAK TERRACE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

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Straight answers

2608 TANOAK TERRACE FAQs

What would the monthly payment be for 2608 TANOAK TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 2608 TANOAK TERRACE?+

The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $1,895, this home is listed about 99% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Listing courtesy of TRANSCEND REALTY · Jacob Hara. MLS #S5152333.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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