1212 CANFIELD CIRCLE SE, PALM BAY, FL, 32909
Active7 days on marketListed Jul 30, 2026MLS #S5154692
About this home
1212 CANFIELD CIRCLE SE
Auction Property. Short Sale. Welcome to 1212 Canfield Circle SE, located in the highly sought-after Gardens at Waterstone community! Built in 2023, this beautifully maintained 5-bedroom, 2.5-bath home offers over 2,000 square feet of thoughtfully designed living space, combining modern finishes with a functional floor plan that's perfect for today's lifestyle. Step inside to an inviting open-concept layout featuring elegant porcelain tile flooring throughout the main living areas, creating a sophisticated look that's both stylish and easy to maintain. The gourmet kitchen is the heart of the home, showcasing stainless steel appliances, abundant cabinetry, a spacious center island with seating, and seamless flow into the dining and family room--ideal for entertaining or everyday living. pstairs, you'll find all five generously sized bedrooms, including a spacious primary suite featuring a large walk-in closet and an en-suite bathroom with dual vanities and an oversized walk-in shower. The additional bedrooms provide flexibility for family, guests, a home office, or hobby space. Enjoy Florida living year-round from the covered, screened lanai overlooking a peaceful backyard with no direct rear neighbors, offering added privacy and tranquil views. Whether you're enjoying your morning coffee or hosting weekend barbecues, this outdoor space is sure to become a favorite. Additional features include a two-car garage, energy-efficient 2023 construction, low quarterly HOA fees, and access to community amenities including a resort-style pool, playground, and barbecue area. Conveniently located near shopping, dining, schools, and major roadways, this home offers easy access to everything Palm Bay has to offer. Don't miss your opportunity to own this move-in-ready home that combines space, comfort, and modern convenience. Schedule your private showing today!
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,079
Sqft
0.11 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,207 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,207/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Bay actives
$192 vs $209
Days on market
7 vs 44 typical
Where $192/sqft sits among the 361 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32909 — neighborhood snapshot
Population
39,611
Median age
37.9
Median income
$76,708
Median home value
$261,400
Avg household
2.99
Households w/ children
5,283
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
93 of 361
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 433% above the PALM BAY 32909 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 1212 CANFIELD CIRCLE SE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$299,000
1262 CANFIELD CIRCLE SE · same community
4 bd · 3 ba · 2,236 sqft · $134/sqft · 2 DOM
Sold · Aug ’25$340,000
1230 Waterford, Palm Bay FL 32909
4 bd · 2 ba · 2,052 sqft · $166/sqft · 35 DOM
Sold · Aug ’25$348,000
786 TITAN ROAD SE
4 bd · 3 ba · 2,005 sqft · $174/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1212 CANFIELD CIRCLE SE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1212 CANFIELD CIRCLE SE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
1212 CANFIELD CIRCLE SE FAQs
What would the monthly payment be for 1212 CANFIELD CIRCLE SE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,207/mo — principal and interest, the actual property-tax bill, the $103/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1212 CANFIELD CIRCLE SE?+
The association fee works out to $103 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1212 CANFIELD CIRCLE SE?+
The most recent tax bill on record (2025) was $4,961. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1212 CANFIELD CIRCLE SE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $399,900, this home is listed about 13% above the Palm Bay median of $354,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1212 CANFIELD CIRCLE SE?+
Columbia Elementary School (elementary), Southwest Middle School (middle), Bayside High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JASON MITCHELL REAL ESTATE FLO · David Hartigan. MLS #S5154692.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Palm Bay homes, in your inbox
Like 1212 CANFIELD CIRCLE SE but not quite? A daily digest of every new listing in Palm Bay — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Ricardo to ping you on any price or status change →