Ricardo Ramirez
$697,0005 bd4 ba2,241 sqft$311 /sqft$4,694 /mo all-in ↓

31439 STIRRUP LANE, WESLEY CHAPEL, FL, 33543

Active1 days on marketListed Aug 5, 2026MLS #S5154786

Private poolSingle Family ResidenceFOX RIDGE

Come see it

Upcoming open house

Sat, Aug 8

11:00 AM – 3:00 AM

Property open to public.

About this home

31439 STIRRUP LANE

Welcome to your own private retreat in the heart of Wesley Chapel! Nestled on 1.25 acres with NO HOA and NO CDD, this beautifully maintained 5-bedroom, 4-bathroom home offers the perfect blend of privacy, space, and modern convenience. The original garage has been professionally converted into a spacious fifth bedroom with its own full bathroom, creating a flexible living space ideal for guests, multigenerational living, a private suite, or a home office. Whether you need room for your RV, boat, trailers, or simply want the freedom that comes with acreage living, this property offers a lifestyle that's becoming increasingly rare. Designed for both comfortable everyday living and effortless entertaining, the home features an open-concept floor plan with ceramic tile flooring throughout, generously sized bedrooms with walk-in closets, and a beautifully upgraded kitchen complete with custom soft-close cabinetry, Quartz countertops, and stainless steel appliances. The spacious primary suite serves as a luxurious retreat, showcasing an oversized tiled walk-in shower, upgraded vanity cabinetry, and elegant finishes that create a true spa-like experience. Step outside to your own private oasis featuring a screened-in, in-ground swimming pool—perfect for year-round enjoyment, relaxing weekends, or entertaining family and friends. The expansive grounds are a gardener's paradise, filled with mature fruit trees, edible plants, and vibrant flowering gardens that create a peaceful, park-like setting where you can enjoy the beauty of nature and fresh homegrown produce throughout the year. The property also includes a chicken coop, two storage sheds, and a covered open carport, providing exceptional functionality and additional storage. Recent improvements provide added peace of mind and include new interior and exterior paint, a new water heater (2025), and a recently serviced septic system with a new pump and brand-new septic tank. The oversized property also offers abundant parking for RVs, boats, trailers, and multiple vehicles, along with endless possibilities for gardening, recreation, workshops, or future expansion. Ideally located just minutes from I-75, SR 54, Tampa Premium Outlets, The Shops at Wiregrass, KRATE at The Grove, Epperson Lagoon, Home Depot, AdventHealth, BayCare Hospital, top-rated schools, and an abundance of shopping and dining—including First Watch, Chipotle, Applebee's, McDonald's, and many other popular restaurants—you'll enjoy the tranquility of country living while having everyday conveniences, major retailers, healthcare, and entertainment just minutes from your doorstep. This exceptional property is a rare opportunity to own a private estate that perfectly combines modern comfort, acreage, and natural beauty in one of Wesley Chapel's most desirable locations. Book Your Appointment Today!!!!!

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

2,241

Sqft

1.25 ac

Lot size

1997

Year built

One

Levels

$311

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorAttic Fan · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · L Dining · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationBlock
FacesWest
ParkingDriveway · Oversized
ExteriorBalcony · Garden · Lighting · Private Mailbox · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$6,144/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Street Lights
WaterPrivate · Well · Well Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,694 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,761
PMI (est., until 20% equity)$261
Property tax — 2025 actual bill$512
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,700
Interest rate6.00%
Loan term

Estimated payment

$4,694/mo

Principal & interest$3,761
PMI (est., until 20% equity)$261
Property taxes (actual bill)$512
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Fox Ridge

Map of 31439 STIRRUP LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa36 min
Tampa Int’l Airport (TPA)47 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

Fox Ridge — neighborhood snapshot

Population

2,002

Median age

38

Median income

$137,740

Median home value

$315,378

Avg household

3

Households w/ children

229

For the school run

Pasco County School District

ElementaryDouble Branch Elementary School★★★★★
MiddleDr. John Long Middle School★★★★
HighWiregrass Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$440K$439K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

Aug 5, 2026Listed at $697,000 · 1 days on market since
1997Built · FOX RIDGE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Ricardo Ramirez

Your agent

Ricardo Ramirez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 31439 STIRRUP LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 31439 STIRRUP LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Ricardo's phone and CRM.

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Goes straight to Ricardo’s phone and CRM.

Straight answers

31439 STIRRUP LANE FAQs

What would the monthly payment be for 31439 STIRRUP LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,694/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 31439 STIRRUP LANE?+

The most recent tax bill on record (2025) was $6,144. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 31439 STIRRUP LANE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $697,000, this home is listed about 60% above the Wesley Chapel median of $435,076. The market section on this page shows how the area is trending.

Which schools are assigned to 31439 STIRRUP LANE?+

Double Branch Elementary School (elementary), Dr. John Long Middle School (middle), Wiregrass Ranch High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$697,000 runs 99% above the WESLEY CHAPEL 33543 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Wesley Chapel market that averages 45 — if it fits, move quickly.

04Strong assigned schools

Double Branch Elementary School, Dr. John Long Middle School, Wiregrass Ranch High School — Dr. John Long Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LA ROSA REALTY LLC · Rosalina Martinez. MLS #S5154786.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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