
356 LOCH COURT, DAVENPORT, FL, 33837
Active1 days on marketListed Aug 17, 2026MLS #S5155811
About this home
356 LOCH COURT
In a world of rising energy costs, this 2023-built 4-bedroom, 2.5-bathroom two-story comes with a real advantage: solar power already in place to help keep monthly utility bills in check. Set in a friendly Davenport community with a refreshingly low HOA, it pairs recent construction with the kind of space and efficiency that's hard to find at this price. A covered front porch and tidy landscaping give the home welcoming curb appeal, and because it was built in 2023, major systems and appliances—roof, A/C, water heater, and more—are all newer, offering years of worry-free ownership ahead. Inside, the main level is bright and open, with easy-care tile flowing underfoot and a layout made for everyday living and entertaining alike. The kitchen anchors the space with crisp cabinetry, stainless steel appliances, a walk-in pantry, and a generous center island with breakfast-bar seating that opens directly to the dining area and an expansive living room. Whether it's a quiet weeknight or a house full of guests, the space adapts with ease. A convenient half bath and interior access to the two-car garage round out the first floor. Upstairs, a spacious loft creates a second living area—perfect for a media room, play space, home office, or relaxed lounge—giving the home flexibility that a single living room simply can't match. All four bedrooms are tucked away from the main living areas for privacy and quiet. The primary suite is a true retreat, featuring a large walk-in closet and a private ensuite with dual sinks. Three additional bedrooms share a second full bathroom, also with a dual-sink vanity, while a dedicated upstairs laundry room and extra storage add everyday practicality. Plush carpet keeps the bedrooms cozy and comfortable. Step out back to a fully fenced yard with a paver patio, a shade gazebo, and string lights that set the mood for evenings outdoors. It's a private, low-maintenance retreat ready for morning coffee, weekend cookouts, or simply unwinding under the Florida sky. Residents also enjoy a community pool and playground, and the low quarterly HOA even includes cable and internet—adding real everyday value while keeping ownership affordable. And then there's the solar. In an era of climbing utility rates, having solar already installed is a genuine head start. In fact, the monthly electricity costs for this home are only $35— just the utility's base connection fee—helping buffer your household against rising energy costs while you enjoy the comfort of a modern, efficient home. The location seals the deal. You're just minutes from US-27 and I-4, with Posner Park's shopping and dining right around the corner. Walt Disney World is roughly 20–25 minutes away, Universal Studios about 35 minutes, and Orlando International Airport around 40 minutes. ChampionsGate's restaurants and golf are close by, and both of Florida's coastlines are within about 90 minutes for an easy beach day. Modern, efficient, and ideally placed—356 Loch Court is ready to welcome you home.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,966
Sqft
0.1 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$170
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,819 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,819/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−8.1%
Days on market
1 vs 55 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33837 — neighborhood snapshot
Population
45,144
Median age
37.7
Median income
$75,861
Median home value
$297,700
Avg household
2.96
Households w/ children
5,646
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $370K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 356 LOCH COURT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 356 LOCH COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
356 LOCH COURT FAQs
What would the monthly payment be for 356 LOCH COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,819/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 356 LOCH COURT?+
The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 356 LOCH COURT?+
The most recent tax bill on record (2025) was $5,808. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 356 LOCH COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $335,000, this home is listed about 14% below the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 356 LOCH COURT?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of LA ROSA REALTY LLC · Irena Aistrop. MLS #S5155811.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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