131 VALENCIA DRIVE, DUNEDIN, FL, 34698
Active3 days on marketListed Jul 31, 2026MLS #TB8531608
About this home
131 VALENCIA DRIVE
Some homes simply check the boxes. This one tells a story and invites you to slow down, breathe deeper, and fall in love with the life you've been dreaming about. Tucked away on a quiet street where neighbors know one another and community still feels genuine, this beautifully updated 2 bedroom, 1 bath residence captures the timeless charm that has made Dunedin one of Florida's most beloved coastal towns. Inside, warmth and character welcome you at every turn. Plantation shutters fill the home with natural light, while a classic brick wood burning fireplace creates the perfect setting for cozy evenings and holiday gatherings. The thoughtfully updated kitchen blends style with function, featuring granite countertops, stainless steel appliances, abundant cabinetry, and a breakfast bar that opens seamlessly to the living area. French doors lead to the screened lanai, an inviting extension of the home that's perfect for morning coffee, watching the game, movie nights, or unwinding as the Florida evening settles in. Outside, lush maintenance-free turf, elegant pavers, and a spacious fenced backyard with a generous entertaining deck. Every outdoor space has been thoughtfully designed to make the most of Florida's year round lifestyle. Located in an X flood zone, high and dry, peace of mind comes with exceptional updates, including a 2026 metal roof, 2025 HVAC system, hurricane-rated windows, and a hurricane-rated screen door, allowing you to simply move in and enjoy. Beyond your front door lies the magic of Dunedin a coastal town cherished for its walkable downtown, the famous Pinellas bike trail, locally owned cafés, waterfront parks, charming boutiques, craft breweries, and vibrant calendar of festivals. Just minutes away, you'll find the untouched beauty of Honeymoon Island and the award-winning white sands of Clearwater Beach, while both St. Pete Clearwater International Airport and Tampa International Airport are within easy reach, making travel remarkably convenient. This isn't simply a home, it's an invitation to embrace a slower pace, where evenings last a little longer, neighbors become friends, and every sunset is another reminder of why Dunedin is one of Florida's most treasured places to call home.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,119
Sqft
0.2 ac
Lot size
1
Garage
1948
Year built
One
Levels
$572
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,646 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,646/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+45.6%
$/sqft vs Dunedin actives
$572 vs $298
Days on market
3 vs 51 typical
Where $572/sqft sits among the 263 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
158 of 263
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 131 VALENCIA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$405,000
107 NE IVANHOE BOULEVARD · same community
2 bd · 2 ba · 1,123 sqft · $361/sqft · 83 DOM
Sold · Mar ’26$710,000
229 LIME CIRCLE S · same community
3 bd · 2 ba · 1,276 sqft · $556/sqft · 107 DOM
Sold · May ’26$550,000
152 VALENCIA DRIVE · same community
2 bd · 1 ba · 911 sqft · $604/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 131 VALENCIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 131 VALENCIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
131 VALENCIA DRIVE FAQs
What would the monthly payment be for 131 VALENCIA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,646/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 131 VALENCIA DRIVE?+
The most recent tax bill on record (2025) was $9,522. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunedin?+
At $639,900, this home is listed about 61% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 131 VALENCIA DRIVE?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$639,900 runs 113% above the DUNEDIN 34698 median.
02Fresh on the market
Only 3 days on market in a Dunedin market that averages 51 — if it fits, move quickly.
03Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Scarleth Johnson. MLS #TB8531608.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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