415 ISLAND WAY UNIT 204, CLEARWATER, FL, 33767
Active9 days on marketListed Jul 30, 2026MLS #TB8533534
About this home
415 ISLAND WAY UNIT 204
Experience luxury waterfront living in this beautiful 3 bedroom, 2-bath condo in Azure at Island Estates. Featuring an open-concept floor plan, granite countertops, stainless steel appliances, spacious primary suite with dual closets and spa-inspired bath, full-size washer and dryer, and a private balcony overlooking the Intracoastal Waterway. Enjoy resort-style amenities including a waterfront pool, rooftop patio, fitness center, secure entry, covered parking, and direct water access for boating, kayaking, paddleboarding, and fishing. Located just minutes from world-famous Clearwater Beach, shopping, dining, and entertainment. Whether you're seeking a primary residence, vacation home, or investment opportunity, this move-in-ready waterfront retreat offers the ultimate Florida lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,800
Sqft
0 ac
Lot size
2
Garage
2021
Year built
One
Levels
$600
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,395 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,386/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.9%
$/sqft vs Clearwater actives
$600 vs $227
Days on market
9 vs 55 typical
Where $600/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $307K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
226 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the CLEARWATER 33767 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 415 ISLAND WAY UNIT 204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,000,000
530 S GULFVIEW BOULEVARD UNIT 203
3 bd · 2 ba · 1,803 sqft · $555/sqft · 350 DOM
Sold · Jul ’26$890,000
331 CLEVELAND STREET UNIT 1702
2 bd · 2 ba · 1,765 sqft · $504/sqft · 28 DOM
Sold · Aug ’25$660,000
331 CLEVELAND STREET UNIT 402
2 bd · 2 ba · 1,765 sqft · $374/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 415 ISLAND WAY UNIT 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 415 ISLAND WAY UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
415 ISLAND WAY UNIT 204 FAQs
What would the monthly payment be for 415 ISLAND WAY UNIT 204?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,395/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 415 ISLAND WAY UNIT 204?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 415 ISLAND WAY UNIT 204?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $1,080,450, this home is listed about 293% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 415 ISLAND WAY UNIT 204?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,080,450 runs 95% above the CLEARWATER 33767 median — but at 1,800 sqft it's also 43% larger than the typical Clearwater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HOMELIFE REALTY COASTAL PROPERTIES LLC · Annette Newkirk. MLS #TB8533534.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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