661 79TH CIRCLE S, ST PETERSBURG, FL, 33707
Active0 days on marketListed Aug 10, 2026MLS #TB8534319
About this home
661 79TH CIRCLE S
Welcome to an extraordinary waterfront retreat in the highly sought-after Causeway Isles of St. Petersburg. Perfectly positioned on a premier point lot with over 122 feet of waterfront, this completely reimagined single-story residence offers breathtaking open water views, effortless indoor-outdoor living, and the rare combination of luxury, comfort, and exceptional boating access. From the moment you step inside, soaring volume ceilings and walls of glass create an unforgettable first impression, framing spectacular water views that immediately capture your attention. The thoughtfully designed open floor plan is enhanced by wide-plank European white oak flooring, creating a warm yet sophisticated backdrop for everyday living and entertaining. At the heart of the home, the chef's kitchen blends timeless craftsmanship with today's technology, featuring custom cherry cabinetry, stunning granite countertops, a premium smart appliance package, Jenn-Air wine refrigerator, built-in Miele coffee center, and generous workspace for gathering with family and friends. The expansive split-bedroom floor plan offers exceptional privacy, highlighted by an oversized primary retreat with its own sitting area, dual walk-in closets, and a spa-inspired bath featuring Restoration Hardware vanities, Cambria quartz countertops, Kohler Anthem smart shower system, steam shower, cedar sauna, and luxury finishes throughout. The guest bath has also been beautifully renovated with premium Kohler digital shower controls and designer appointments. Designed for today's lifestyle, the home offers extensive smart home technology, including smart lighting, dual high-efficiency 18-SEER HVAC systems, hybrid smart water heater, updated plumbing and electrical systems, Rain Bird smart irrigation, and MyQ smart garage doors, providing peace of mind and exceptional efficiency. Outside, enjoy the very best of Florida waterfront living. A newer dock features a 13,000-pound boat lift thoughtfully positioned along the side of the property, preserving uninterrupted panoramic water views while providing convenient boating access to Tampa Bay and the Gulf of Mexico. Whether relaxing poolside, entertaining on the waterfront, or setting out for a sunset cruise, every day feels like a vacation. Located just minutes from award-winning Gulf beaches, downtown St. Petersburg, waterfront dining, and vibrant shopping, this exceptional waterfront home offers the perfect blend of luxury, boating lifestyle, and move-in-ready convenience in one of St. Petersburg's most desirable waterfront neighborhoods.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,482
Sqft
0.23 ac
Lot size
2
Garage
1960
Year built
One
Levels
$846
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$13,309 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,309/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.6%
Days on market
0 vs 57 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33707 — neighborhood snapshot
Population
24,456
Median age
59.8
Median income
$68,560
Median home value
$344,600
Avg household
1.88
Households w/ children
1,331
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 590% above the ST PETERSBURG 33707 median. See the full St Petersburg market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 661 79TH CIRCLE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 661 79TH CIRCLE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
661 79TH CIRCLE S FAQs
What would the monthly payment be for 661 79TH CIRCLE S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,309/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 661 79TH CIRCLE S?+
The most recent tax bill on record (2025) was $12,360. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 661 79TH CIRCLE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,100,000, this home is listed about 388% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 661 79TH CIRCLE S?+
Gulfport Montessori Elementary School (elementary), Boca Ciega High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,100,000 runs 590% above the ST PETERSBURG 33707 median — but at 2,482 sqft it's also nearly twice the size of the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Listed today in a St Petersburg market that averages 57 — if it fits, move quickly.
Listing courtesy of COMPASS FLORIDA LLC · Tammy Campbell McNelis PA. MLS #TB8534319.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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