
3273 HARBOR LAKE DRIVE, LARGO, FL, 33770
Active1 days on marketListed Aug 4, 2026MLS #TB8535381
About this home
3273 HARBOR LAKE DRIVE
Welcome to this spacious 3-bedroom, 3-full-bath Largo home offering 2,461 sq ft of living space and an excellent location just 5–10 minutes from area beaches! Situated on a desirable corner lot, this home offers a large circular driveway with plenty of room for multiple vehicles or even your boat, plus a fenced yard for added privacy and convenience. Inside, the light-filled living room features a unique stone half wall topped with granite, creating an attractive focal point and adding character to the space. The living area flows seamlessly into the adjacent dining room, with glass sliders leading to the finished Florida room—an ideal space for entertaining, relaxing, or enjoying Florida living year-round. The updated kitchen offers abundant cabinet and counter space, granite countertops, a center island, tile backsplash, and stainless steel appliances, including a side-by-side refrigerator, glass-top range, and dishwasher. A separate dining area just off the kitchen provides a convenient spot for everyday meals. The generously sized primary suite features dual closets and a private bath with a sunken shower/tub combination. Both secondary bedrooms offer walk-in closets, providing excellent storage. Wood laminate flooring throughout adds warmth and complements a variety of decorating styles, while ceiling fans and central heat and air keep you comfortable year-round. Additional highlights include a large laundry room with storage and utility sink, an extra-wide 2-car garage with a full bathroom, window blinds, and washer/dryer connections. Freshly painted and ready for your personal finishing touches, this home offers plenty of space, storage, and flexibility. Conveniently located near beaches, shopping, dining, schools, and everyday amenities, this spacious Largo home is ready for its next owner. Come see all it has to offer!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,461
Sqft
0.22 ac
Lot size
2
Garage
1964
Year built
One
Levels
$244
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,328 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,328/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.1%
$/sqft vs Largo actives
$244 vs $236
Days on market
1 vs 52 typical
Where $244/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor Lake Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Harbor Lake Estates — neighborhood snapshot
Population
232
Median age
48
Median income
$93,750
Median home value
$276,700
Avg household
2
Households w/ children
23%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $319K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
211 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 150% above the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 3273 HARBOR LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$476,000
3370 HARBOR LAKE DRIVE · same community
3 bd · 2 ba · 1,689 sqft · $282/sqft · 77 DOM
Sold · May ’26$474,500
3370 HARBOR LAKE DR · same community
3 bd · 2 ba · 1,500 sqft · $316/sqft · 41 DOM
Sold · Mar ’26$366,500
3294 HARBOR LAKE DRIVE · same community
2 bd · 2 ba · 1,283 sqft · $286/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3273 HARBOR LAKE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3273 HARBOR LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
3273 HARBOR LAKE DRIVE FAQs
What would the monthly payment be for 3273 HARBOR LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,328/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3273 HARBOR LAKE DRIVE?+
The most recent tax bill on record (2025) was $8,467. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Largo?+
At $599,900, this home is listed about 101% above the Largo median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3273 HARBOR LAKE DRIVE?+
Ridgecrest Elementary School (elementary), Largo Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SENSIBLE PROPERTY MANAGMENT · Jason Welch. MLS #TB8535381.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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