1505 CUSTER BAYOU ST, RUSKIN, FL, 33570
Active0 days on marketListed Aug 5, 2026MLS #TB8535839
About this home
1505 CUSTER BAYOU ST
Welcome to this beautifully maintained single-story home in the desirable gated community of Bayridge, located in the heart of Ruskin. Offering 3 bedrooms, 2 full bathrooms, and a versatile bonus room perfect for a home office, study, playroom, or hobby space, this move-in-ready residence combines comfort, style, and functionality. This home also features impact windows and a whole-house generator!! Enjoy low-maintenance living with the HOA covering lawn care and irrigation, allowing you more time to relax and enjoy all that the Bayridge community has to features. Step inside to discover a bright, open-concept floor plan designed for both everyday living and effortless entertaining. Decorative lighting throughout adds warmth and character, while the spacious living area flows seamlessly into the kitchen, creating an inviting gathering space for family and friends. The well-appointed kitchen features a center island, cozy breakfast nook, abundant cabinetry, and generous counter space, making meal preparation and hosting a breeze. Designed with comfort and peace of mind in mind, this home also features impact windows and a whole-house generator, providing added security, energy efficiency, and reliable backup power during unexpected outages. The private primary suite provides a relaxing retreat with a spacious walk-in closet and a well-appointed en-suite bathroom. Two additional bedrooms and thoughtfully designed living spaces has the flexibility to accommodate a variety of lifestyles. Enjoy Florida living year-round from the covered, screened lanai—the perfect spot to sip your morning coffee, unwind in the evening, or entertain guests in comfort. Residents of Bayridge enjoy access to exceptional community amenities, including a sparkling pool and neighborhood park, all within a secure gated setting. Conveniently located near shopping, dining, schools, and major commuter routes, this home offers the perfect balance of peaceful community living and everyday convenience. Don't miss the opportunity to make this exceptional home yours. Be sure to click the Virtual Tour link to experience the immersive 3D walkthrough. Qualified buyers may also be eligible for discounted financing options and no-lender-fee future refinancing, making this an outstanding opportunity.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,552
Sqft
0.18 ac
Lot size
2
Garage
2018
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,584 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,584/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.8%
Days on market
0 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1505 CUSTER BAYOU ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1505 CUSTER BAYOU ST — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
1505 CUSTER BAYOU ST FAQs
What would the monthly payment be for 1505 CUSTER BAYOU ST?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,584/mo — principal and interest, the actual property-tax bill, the $282/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1505 CUSTER BAYOU ST?+
The association fee works out to $282 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1505 CUSTER BAYOU ST?+
The most recent tax bill on record (2025) was $2,923. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1505 CUSTER BAYOU ST?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $300,000, this home is listed about 14% below the Ruskin median of $349,800. The market section on this page shows how the area is trending.
Which schools are assigned to 1505 CUSTER BAYOU ST?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of ORCHARD BROKERAGE, LLC · Natalie Bailey. MLS #TB8535839.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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