4651 MIRABELLA COURT, ST PETE BEACH, FL, 33706
Active7 days on marketListed Aug 6, 2026MLS #TB8536468
About this home
4651 MIRABELLA COURT
Waterfront Townhome Living on St. Pete Beach Experience the best of Florida coastal living in this beautifully designed three-story townhome on St. Pete Beach, offering breathtaking wide-water views and solid concrete construction for lasting quality and peace of mind. This spacious residence features 4 bedrooms and 4 full bathrooms, including a private lower-level guest suite complete with its own full bath—ideal for visitors, multigenerational living, or a private home office. The light-filled primary suite occupies the upper level and showcases soaring ceilings, a generous walk-in closet, and a spacious ensuite bath. Conveniently located on the third floor, the laundry area includes a washer and dryer, making everyday living effortless. Additional highlights include an oversized one-car garage with parking for two additional vehicles, providing plenty of room for residents and guests. Enjoy resort-style community amenities, including: • Heated waterfront pool • Fishing pier • Kayak launch • Dry dock • Guest parking • Pet-friendly community The low HOA fee covers water, trash, landscaping, and community maintenance, helping make ownership both convenient and affordable. Located just a short stroll from the sugar-white sands of St. Pete Beach, you'll have easy access to waterfront restaurants, boutique shopping, local entertainment, and year-round outdoor recreation. Residents enjoy spectacular sunsets, boating, fishing, paddleboarding, and the relaxed beach lifestyle that has made St. Pete Beach one of Florida's most sought-after coastal destinations. For boating enthusiasts, a boat slip may be available for purchase or lease, offering convenient access to the Intracoastal Waterway and the Gulf of Mexico. Investors will also appreciate the property's flexibility, with rentals permitted on a 3-month minimum lease, making it an excellent opportunity for seasonal income or long-term investment. Whether you're searching for a primary residence, vacation home, or investment property, this exceptional waterfront townhome combines spacious living, outstanding amenities, and an unbeatable St. Pete Beach location.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,323
Sqft
0.04 ac
Lot size
1
Garage
1996
Year built
Three Or More
Levels
$517
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,189 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,189/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Pete Beach actives
$517 vs $510
Days on market
7 vs 85 typical
Where $517/sqft sits among the 165 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mirabella
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
Mirabella — neighborhood snapshot
Population
292
Median age
64
Median income
$124,083
Median home value
$1,041,300
Avg household
2
Households w/ children
8%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $553K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
83 of 165
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 169% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4651 MIRABELLA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$1,975,000
243 HERMOSITA DRIVE
3 bd · 2.5 ba · 2,348 sqft · $841/sqft · 179 DOM
Sold · May ’26$1,625,000
351 S JULIA CIRCLE
4 bd · 2 ba · 2,354 sqft · $690/sqft · 1 DOM
Sold · Apr ’26$5,800,000
2807 SUNSET WAY
3 bd · 3 ba · 2,264 sqft · $2,562/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4651 MIRABELLA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4651 MIRABELLA COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
4651 MIRABELLA COURT FAQs
What would the monthly payment be for 4651 MIRABELLA COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,189/mo — principal and interest, the actual property-tax bill, the $431/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4651 MIRABELLA COURT?+
The association fee works out to $431 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4651 MIRABELLA COURT?+
The most recent tax bill on record (2025) was $8,070. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4651 MIRABELLA COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $1,200,000, this home is listed about 96% above the St Pete Beach median of $612,450. The market section on this page shows how the area is trending.
Which schools are assigned to 4651 MIRABELLA COURT?+
Boca Ciega High School (high), Azalea Elementary School (elementary), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,200,000 runs 169% above the ST PETE BEACH 33706 median — but at 2,323 sqft it's also nearly twice the size of the typical St Pete Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 7 days on market in a St Pete Beach market that averages 85 — if it fits, move quickly.
04Strong assigned schools
Boca Ciega High School, Azalea Elementary School, Bay Point Middle School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 COASTAL ALLIANCE · Randall Ierna. MLS #TB8536468.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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