Ricardo Ramirez
$1,150,0002 bd2.5 ba1,488 sqft$773 /sqft$7,375 /mo all-in ↓

19651 GULF BOULEVARD UNIT B2, INDIAN SHORES, FL, 33785

Active0 days on marketListed Aug 18, 2026MLS #TB8539519

WaterfrontTownhouseTOWNHOMES OF VISTA MOORINGS

Come see it

Upcoming open house

Sun, Aug 23

11:00 AM – 1:00 PM

About this home

19651 GULF BOULEVARD UNIT B2

Welcome to the ultimate boater’s beach retreat in Indian Shores, where days on the water and evenings on the sand are just steps from your front door! The standout feature of this beautifully remodeled waterfront townhouse is its TWO DEEDED BOAT SLIPS, ideally positioned side-by-side at the end of the dock for easy access to deep water. Both slips feature new pilings and 20,000-lb boat lifts, offering an incredible setup for the serious boater and a rare opportunity along the Gulf Beaches. When you’re not out on the water, simply head across the street to the public beach access and enjoy an afternoon walk along the white sandy shores of the Gulf. A public park located right next to the community adds even more to this exceptional location. The townhouse offers a tandem garage with room for two vehicles, plus plenty of space to store your boating, beach and recreational gear. An additional air-conditioned flex room on the lower level is not included in the advertised square footage and features its own mini-split system, making it the perfect game room, home office, workout space or private retreat for guests. Upstairs, the main living level welcomes you with a bright and open floor plan connecting the living room, dining area and remodeled kitchen. The kitchen has been thoughtfully extended to provide ample cabinetry, counter space and room for entertaining. A convenient half bath is located on this level, while a private deck off the main living area provides the perfect place to relax and enjoy the coastal lifestyle. The upper level features two spacious bedrooms, each with its own ensuite bath, along with a conveniently located laundry area. The generous primary suite offers plenty of closet space and its own private balcony, creating another peaceful outdoor space to start or end your day. Additional highlights include a 2020 A/C system, remodeled interior and major community improvements including a new roof and brand-new seawall. Best of all, enjoy all of these waterfront amenities with a LOW HOA FEE. With two deeded boat slips, two 20,000-lb lifts, deep-water access, beach access directly across the street, a two-car tandem garage and multiple outdoor living spaces, this property offers the best of the Florida lifestyle in one incredible location. Spend the morning boating, the afternoon at the beach and the evening relaxing on your balcony. This is Indian Shores living at its best!

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,488

Sqft

1.04 ac

Lot size

2

Garage

1993

Year built

Three Or More

Levels

$773

Per sqft

WaterfrontFireplaceWater view

Inside

FlooringCeramic Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Vaulted Ceiling(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Vinyl Siding
FoundationBlock
ViewWater
FacesWest
ParkingTandem
ExteriorSidewalk

Community & fees

HOA fee$300/mo
Taxes (2025)$3,339/yr
PetsNo
CommunityIntracoastal Waterway · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,375 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property tax — 2025 actual bill$278
HOA fee — from the listing$300
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $115,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $115,000
Interest rate6.00%
Loan term

Estimated payment

$7,375/mo

Principal & interest$6,205
PMI (est., until 20% equity)$431
Property taxes (actual bill)$278
HOA / condo fee$300
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Indian Shores

Map of 19651 GULF BOULEVARD UNIT B2

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Indian Shores. See the full Indian Shores guide →

INDIAN SHORES 33785 — neighborhood snapshot

Population

4,871

Median age

58.1

Median income

$98,750

Median home value

$689,500

Avg household

1.94

Households w/ children

193

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Indian Shores market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$535K$655K

Indian Shores median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% above the INDIAN SHORES 33785 median. See the full Indian Shores market guide →

Paper trail

This home's history

Aug 18, 2026Listed at $1,150,000 · 0 days on market since
1993Built · TOWNHOMES OF VISTA MOORINGS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Ricardo Ramirez

Your agent

Ricardo Ramirez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 19651 GULF BOULEVARD UNIT B2 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19651 GULF BOULEVARD UNIT B2 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

19651 GULF BOULEVARD UNIT B2 FAQs

What would the monthly payment be for 19651 GULF BOULEVARD UNIT B2?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,375/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 19651 GULF BOULEVARD UNIT B2?+

The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 19651 GULF BOULEVARD UNIT B2?+

The most recent tax bill on record (2025) was $3,339. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 19651 GULF BOULEVARD UNIT B2?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Indian Shores?+

At $1,150,000, this home is listed about 70% above the Indian Shores median of $674,950. The market section on this page shows how the area is trending.

Which schools are assigned to 19651 GULF BOULEVARD UNIT B2?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,150,000 runs 58% above the INDIAN SHORES 33785 median — but at 1,488 sqft it's also 19% larger than the typical Indian Shores listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Listed today in a Indian Shores market that averages 101 — if it fits, move quickly.

04Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX REALTY UNLIMITED · Casey Franks. MLS #TB8539519.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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19651 GULF BOULEVARD UNIT B2, INDIAN SHORES, FL — 2 Bed, 2.5 Bath — $1,150,000 | CENTURY 21 Edge