
3112 MEADOW ST, LYNN HAVEN, FL, 32444
Active0 days on marketListed Aug 17, 2026MLS #TB8539555
About this home
3112 MEADOW ST
Welcome to 3112 Meadow St in the desirable Hammocks community of Lynn Haven! This spacious two-story townhome offers 3 bedrooms, 2.5 bathrooms and 1,528 square feet of living space. The primary suite is conveniently located on the first floor, while two additional bedrooms, a full bath and loft area are located upstairs. The home features an open living and dining area, LVP flooring and a well-appointed kitchen with granite countertops and solid wood cabinetry. French doors lead to the rear patio, providing additional space to relax and enjoy the outdoors. An attached one-car garage provides convenient parking and storage. Residents of The Hammocks enjoy access to community amenities including a pool and clubhouse, with lawn maintenance provided through the association. Conveniently located near shopping, dining, schools and everything Lynn Haven and Panama City have to offer. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,528
Sqft
0.06 ac
Lot size
1
Garage
2001
Year built
Two
Levels
$157
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,063 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,063/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hammocks
Hammocks — neighborhood snapshot
Population
732
Median age
44
Median income
$108,646
Median home value
$299,175
Avg household
2
Households w/ children
78%
For the school run
Bay County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The LYNN HAVEN 32444 market
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3112 MEADOW ST — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3112 MEADOW ST — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
3112 MEADOW ST FAQs
What would the monthly payment be for 3112 MEADOW ST?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,063/mo — principal and interest, the actual property-tax bill, the $175/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3112 MEADOW ST?+
The association fee works out to $175 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3112 MEADOW ST?+
The most recent tax bill on record (2024) was $2,510. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3112 MEADOW ST?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in LYNN HAVEN 32444?+
At $239,900, this home is priced right at the LYNN HAVEN 32444 median.
Which schools are assigned to 3112 MEADOW ST?+
A. Crawford Mosley High School (high), Hiland Park Elementary School (elementary), Mowat Middle School (middle) — Bay County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of INVESTCOR REALTY LLC · Raymond Fernandez. MLS #TB8539555.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.