Ricardo Ramirez
$650,0004 bd2 ba1,900 sqft$342 /sqft$3,981 /mo all-in ↓

3543 N COUNTY ROAD 426, GENEVA, FL, 32732

Active8 days on marketListed Jul 29, 2026MLS #V4950388

Single Family ResidenceN/A

About this home

3543 N COUNTY ROAD 426

Built in 1949 and constructed like a bunker, this 4 bedroom, 2 bath Geneva property sits on 1.08 acres zoned A5, so bring the animals. Interior walls, including the closets, are solid block, with some filled with concrete instead of wood, a rare level of construction you will not find in a new build. Plus next door, nearly 200+ acres of wilderness conservation which makes the best neighbors! A complete remodel from 2001 to 2005 modernized the home top to bottom, and it wears a durable metal roof. The lot carries two addresses, one of them commercial, perfect for deliveries or running a business from home. Flood zone X gives extra peace of mind, and a 5,200-acre conservation sanctuary next door means privacy and views that are not going anywhere. Inside, the master suite is a retreat on its own, with a large walk-in closet, a private bath featuring an antique clawfoot tub, a sliding door walk-in shower, and a separate mudroom to the outside. The living room centers on a custom built-in maple entertainment wall with full extension slide-out drawers for storage. The kitchen was outfitted with slide-out shelving in every base cabinet and slide-out spice racks tucked into custom cabinetry. Add in two stand-up attics, double pane aluminum windows, and solid vintage wood four-panel doors, and every detail says quality. Two wells, one for the household and one for irrigation, plus a full water filtration system, round out the utilities. For hobbyists, business owners, or anyone needing serious extra space, the 1,000 square foot wood workshop is a showstopper. Clear span construction with 14 foot ceilings and a loft, built to a 160 mph wind rating, and fitted with side sliding front doors sized to drive a truck straight in. Use it as a workshop, a garage, or whatever your next project calls for. Equestrian and animal facilities are ready to go from day one. A 3-stall barn built in 2003 offers a concrete center aisle with horse mat flooring in the two outer stalls. There is also a 16x40 concrete dog kennel with a roof, an animal washing area with auto waterers, a 12x20 insulated storage building, and a 10x8 water shed housing the well pump and additional storage. Properties built this solid, this equipped, and this private do not come around often. Come take a peek today!!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,900

Sqft

1.21 ac

Lot size

2

Garage

1949

Year built

One

Levels

$342

Per sqft

Garden & Trees/Woods view

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
ViewGarden · Trees/Woods
FacesNortheast
ParkingBoat · Covered · Driveway · Guest · Oversized · Parking Pad
ExteriorDog Run · Garden · Irrigation System · Kennel · Lighting · Storage

Community & fees

Taxes (2025)$842/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,981 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$70
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate6.00%
Loan term

Estimated payment

$3,981/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$70
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$329KedgeAI estimate $382,145 · range $342K$495K$676K

vs edgeAI estimate

+70.1%

$/sqft vs N/A

$342 vs $284

Days on market

8 vs 71 typical

Where $342/sqft sits among the 239 homes for sale in N/A

103
78 · this home
21
16
3
18
$134–268$268–403$403–537$537–672$672–806$806+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Geneva

Map of 3543 N COUNTY ROAD 426

Drive times from this address

Downtown Orlando36 min
Orlando Int’l Airport (MCO)45 min
Universal Orlando49 min
Walt Disney World61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Geneva. See the full Geneva guide →

GENEVA 32732 — neighborhood snapshot

Population

5,164

Median age

45

Median income

$112,222

Median home value

$466,500

Avg household

2.88

Households w/ children

477

For the school run

Seminole County School District

ElementaryGeneva Elementary School★★★★
MiddleChiles Middle School★★★★
HighOviedo High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Geneva market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$465K$686K

Geneva median sold, yr/yr

95.4%

Sale-to-list ratio (12 mo)

106 of 239

N/A have cut their price

Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 46% above the GENEVA 32732 median. See the full Geneva market guide →

Paper trail

This home's history

Jul 29, 2026Listed at $650,000 · 8 days on market since
1949Built · N/A

Reality check

What actually sold near 3543 N COUNTY ROAD 426

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12112 CR 727Sold · Dec ’25

$375,000

12112 CR 727 · same community

3 bd · 2 ba · 1,800 sqft · $208/sqft · 8 DOM

29655 SE 152ND (RAVENSWOOD) PLACESold · Dec ’25

$485,000

29655 SE 152ND (RAVENSWOOD) PLACE · same community

3 bd · 2 ba · 1,800 sqft · $269/sqft · 10 DOM

2103 NW 142ND AVENUESold · Dec ’25

$388,750

2103 NW 142ND AVENUE · same community

3 bd · 2 ba · 1,728 sqft · $225/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Ricardo Ramirez

Your agent

Ricardo Ramirez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3543 N COUNTY ROAD 426 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3543 N COUNTY ROAD 426 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

3543 N COUNTY ROAD 426 FAQs

What would the monthly payment be for 3543 N COUNTY ROAD 426?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,981/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3543 N COUNTY ROAD 426?+

The most recent tax bill on record (2025) was $842. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Geneva?+

At $650,000, this home is priced right at the Geneva median.

Which schools are assigned to 3543 N COUNTY ROAD 426?+

Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$650,000 runs 46% above the GENEVA 32732 median.

02Garden & Trees/Woods views

The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Geneva Elementary School, Chiles Middle School, Oviedo High School — Geneva Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Matthew Buckley. MLS #V4950388.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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