Ricardo Ramirez
$439,9003 bd2.5 ba1,978 sqft$222 /sqft$3,423 /mo all-in ↓

535 W MINNESOTA AVENUE, DELAND, FL, 32720

Active1 days on marketListed Aug 13, 2026MLS #V4950617

Private poolSingle Family ResidenceMAYS BLK 94 DELAND

About this home

535 W MINNESOTA AVENUE

Own a piece of DeLand history with this beautifully updated two-story home, built in 1910 and ideally situated along a picturesque, tree-lined street in the renowned historic district. Just steps from Stetson University and within walking distance of vibrant Downtown DeLand, you’ll enjoy convenient access to eclectic shops, cultural attractions, and award-winning dining. A classic Southern wraparound porch welcomes you into a home filled with timeless character, including original hardwood floors, crown molding, an elegant staircase with original wood railings and steps, and a gas-log fireplace. Three generously sized rooms on the main level offer tremendous flexibility for living, dining, entertaining or office space. This level also includes a half bathroom, a spacious laundry room and a recently remodeled kitchen featuring modern appliances and abundant storage. A rear kitchen door opens to a private outdoor retreat complete with a swimming pool, multiple storage buildings, and a cabana ideal for outdoor cooking and entertaining. Upstairs, you’ll find three spacious bedrooms. The primary suite features a walk-in closet, remodeled en-suite bathroom with a large, jetted tub and separate shower, and direct access to an expansive private balcony. Two additional bedrooms—one with its own en-suite bathroom—complete the upper level. Extensive improvements include a rebuilt front porch, remodeled kitchen, laundry room and primary bathroom, refinished hardwood floors, new lighting and ceiling fans, select solid-core interior doors, a new rear exterior door, fresh interior and exterior paint, and a new roof with an upgraded ice-and-water shield over the carport—all completed in 2023. Additional updates include a new privacy fence and attic insulation in 2024; new HVAC systems downstairs in 2023 and upstairs in 2024; all-new upstairs ductwork in 2024; and a new Pentair variable-speed pool pump and cartridge filtration system in 2023. A natural-gas-powered whole-house Generac generator provides additional peace of mind. Historic charm, modern improvements, and an exceptional location combine to make this distinctive DeLand property a truly special opportunity. All information taken from the tax record, and while deemed reliable cannot be guaranteed.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,978

Sqft

0.16 ac

Lot size

1910

Year built

Two

Levels

$222

Per sqft

Private poolFireplacePets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Skylight(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame (FSC Certified)
FoundationPillar/Post/Pier
FacesSouth
ExteriorPrivate Mailbox · Private Yard

Community & fees

Taxes (2025)$5,749/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,423 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$479
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,397Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,397
Interest rate6.00%
Loan term

Estimated payment

$3,423/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$479
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Deland actives

$222 vs $204

Days on market

1 vs 45 typical

Where $222/sqft sits among the 396 Deland actives

74
107
96 · this home
62
30
27
$145–173$173–200$200–228$228–255$255–283$283+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside West Deland Historic Residential District

Map of 535 W MINNESOTA AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Orlando47 min
Universal Orlando59 min
Orlando Int’l Airport (MCO)65 min
Walt Disney World71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deland. See the full Deland guide →

West Deland Historic Residential District — neighborhood snapshot

Population

1,178

Median age

31

Median income

$62,379

Median home value

$258,508

Avg household

2

Households w/ children

86%

For the school run

Volusia County School District

MiddleSouthwestern Middle School★★★★★
HighDeland High School★★★★★
ElementaryCitrus Grove Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deland market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$335K$349K

Deland median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

207 of 396

Deland actives have cut their price

Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the DELAND 32720 median. See the full Deland market guide →

Paper trail

This home's history

Aug 13, 2026Listed at $439,900 · 1 days on market since
1910Built · MAYS BLK 94 DELAND

Reality check

What actually sold near 535 W MINNESOTA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

541 N ORANGE AVENUESold · Dec ’25

$230,000

541 N ORANGE AVENUE · same community

2 bd · 1 ba · 1,054 sqft · $218/sqft · 3 DOM

709 S PARSONS AVENUESold · Nov ’25

$305,000

709 S PARSONS AVENUE

4 bd · 3 ba · 1,980 sqft · $154/sqft · 212 DOM

656 CARYA COURTSold · May ’26

$375,000

656 CARYA COURT

4 bd · 2 ba · 2,012 sqft · $186/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Ricardo Ramirez

Your agent

Ricardo Ramirez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 535 W MINNESOTA AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 535 W MINNESOTA AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Ricardo's phone and CRM.

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Straight answers

535 W MINNESOTA AVENUE FAQs

What would the monthly payment be for 535 W MINNESOTA AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,423/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 535 W MINNESOTA AVENUE?+

The most recent tax bill on record (2025) was $5,749. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 535 W MINNESOTA AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Deland?+

At $439,900, this home is listed about 15% above the Deland median of $383,900. The market section on this page shows how the area is trending.

Which schools are assigned to 535 W MINNESOTA AVENUE?+

Southwestern Middle School (middle), Deland High School (high), Citrus Grove Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$439,900 runs 35% above the DELAND 32720 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Deland market that averages 45 — if it fits, move quickly.

Listing courtesy of SIMPLY REAL ESTATE · Geri Westfall Adams. MLS #V4950617.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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