3071 BOLT DRIVE, PALM HARBOR, FL, 34685
Active94 days on marketListed Apr 30, 2026MLS #W7885293
About this home
3071 BOLT DRIVE
One or more photo(s) has been virtually staged. MAJOR 2024 UPGRADES COMPLETED! Enjoy peace of mind with a brand new A/C system, new electrical panel, new hot water heater, and water softener—big-ticket improvements already taken care of for you. Gorgeous Villa for sale in the desirable Meadows of Tarpon Woods awaits you. 2 SPACIOUS DUAL Master Suites, 2 bathroom home with a 2 car garage also features a spacious office/den and an enclosed, air-conditioned rear porch overlooking a serene wooded lot and golf course. The home showcases unique architectural character with a combination of decorative stone accents, an angled sloped roofline, and pergola-inspired details that enhance both the front and rear elevations, along with sculpted, lush landscaping you rarely see. Inside, the home has been thoughtfully elevated with the timeless beauty of matching quartz stone throughout the kitchen and bathrooms, and elegantly extended to the fireplace façade and mantle, creating a striking focal point that blends sophistication with warmth around the wood-burning fireplace. The kitchen is further enhanced with top-of-the-line stainless steel appliances. Both bathrooms feature new sinks and toilets, while the interior laundry room and garage include utility sinks for added convenience. There is no shortage of closets and cabinet space throughout. Enjoy low HOA fees and no CDD fees, with services that include lawn maintenance, cable, internet, trash, and access to the community pool. Located just minutes from golf, shopping, dining, and the beautiful Gulf beaches—this is Florida living at its finest.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,963
Sqft
0.23 ac
Lot size
2
Garage
1981
Year built
One
Levels
$217
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,510 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,510/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$217 vs $261
Days on market
94 vs 42 typical
Where $217/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34685 — neighborhood snapshot
Population
17,895
Median age
48.7
Median income
$87,658
Median home value
$479,400
Avg household
2.45
Households w/ children
1,931
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
203 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the PALM HARBOR 34685 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 3071 BOLT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$505,000
3417 TANGLEWOOD TRAIL · same community
3 bd · 2 ba · 1,852 sqft · $273/sqft · 37 DOM
Sold · Aug ’25$485,000
3273 TANGLEWOOD TRAIL · same community
3 bd · 2 ba · 1,750 sqft · $277/sqft · 12 DOM
Sold · Oct ’25$410,000
3358 TANGLEWOOD TRAIL · same community
3 bd · 2 ba · 2,214 sqft · $185/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3071 BOLT DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3071 BOLT DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
3071 BOLT DRIVE FAQs
What would the monthly payment be for 3071 BOLT DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,510/mo — principal and interest, the actual property-tax bill, the $192/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3071 BOLT DRIVE?+
The association fee works out to $192 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3071 BOLT DRIVE?+
The most recent tax bill on record (2025) was $5,613. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3071 BOLT DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $425,000, this home is listed about 13% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3071 BOLT DRIVE?+
Cypress Woods Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$425,000 runs 22% above the PALM HARBOR 34685 median — but at 1,963 sqft it's also 34% larger than the typical Palm Harbor listing.
02Golf Course & Trees/Woods views
The golf course and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
94 days on market against a Palm Harbor median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Cypress Woods Elementary School, Joseph L. Carwise Middle School, East Lake High School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $430,000, now $425,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CHAMPIONS · Steven Olandese. MLS #W7885293.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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