7035 COGNAC DRIVE UNIT 5, NEW PORT RICHEY, FL, 34653
Active1 days on marketListed Aug 15, 2026MLS #W7888534
About this home
7035 COGNAC DRIVE UNIT 5
Condo near downtown New Port Richey in park like setting perfect for walks enjoying nature with a pool, tennis court and shuffleboard court. This place is 2 bedrooms 2 baths with designated parking a front porch and a rear screened in porch on the second floor. The master bedroom has its own mini-split for keeping it extra cold when you sleep along with a full 2.5 ton a/c that is brand new! The master bathroom has been completely gutted and redone with a stand in beachy tile shower, new vanity, lights, facet and more. The kitchen and many other rooms all have new Luxury Vinyl Plank Flooring that is light tan or cream toned. Appliances are newer and cabinets have been painted a light grey. Bood your tour today so you can see it all for yourself and talk about how you may qualify for purchasing! Washer and Dry room with washer included as well as shelving and there is also a storage closet outside of the unit and plenty of guest parking spaces for guests.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,096
Sqft
0.03 ac
Lot size
1981
Year built
One
Levels
$132
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,192 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,192/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+14.1%
$/sqft vs New Port Richey actives
$132 vs $202
Days on market
1 vs 52 typical
Where $132/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34653 — neighborhood snapshot
Population
36,086
Median age
49.9
Median income
$47,660
Median home value
$180,900
Avg household
2.21
Households w/ children
3,038
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $270K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
249 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the NEW PORT RICHEY 34653 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 7035 COGNAC DRIVE UNIT 5
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$113,000
7104 KIRSCH CT UNIT 1 · same community
2 bd · 2 ba · 1,303 sqft · $87/sqft · 52 DOM
Sold · Jul ’26$165,000
5850 MONTANA AVENUE
3 bd · 1 ba · 1,120 sqft · $147/sqft · 1 DOM
Sold · Feb ’26$269,900
6150 ILLINOIS AVENUE
2 bd · 1 ba · 1,066 sqft · $253/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7035 COGNAC DRIVE UNIT 5 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7035 COGNAC DRIVE UNIT 5 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
7035 COGNAC DRIVE UNIT 5 FAQs
What would the monthly payment be for 7035 COGNAC DRIVE UNIT 5?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,192/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7035 COGNAC DRIVE UNIT 5?+
The most recent tax bill on record (2025) was $1,367. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7035 COGNAC DRIVE UNIT 5?+
The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $145,000, this home is listed about 49% below the New Port Richey median of $284,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7035 COGNAC DRIVE UNIT 5?+
Anclote Elementary School (elementary), Gulf Middle School (middle), Anclote High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NEW PORT RICHEY 34653 market on paper
$145,000 is 42% below the NEW PORT RICHEY 34653 median of $249,250, and at $132/sqft it sits under the New Port Richey average of $214.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a New Port Richey market that averages 52 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of MCCULLOUGH & ASSOC REALTY INC · Kevin McCullough. MLS #W7888534.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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