3426 79TH STREET CIRCLE W UNIT 202, BRADENTON, FL, 34209
Active346 days on marketListed Aug 29, 2025MLS #A4663450
About this home
3426 79TH STREET CIRCLE W UNIT 202
Ready to move in! This brand-new condominium offers breathtaking water views in the award-winning community of Palma Sola Bay Club. Located in the heart of West Bradenton, Palma Sola Bay Club is just minutes from the sugar-sand beaches of the Gulf of Mexico to the west, while fine dining, shopping, golf courses, and cultural attractions are all close by to the east. This private gated community spans 30 acres of protected land, featuring three stocked ponds, lush tropical landscaping, a dog park, and a scenic observation deck with kayak launch overlooking beautiful Palma Sola Bay. Inspired by classic Key West architecture, the community offers thoughtfully designed two- and three-bedroom floor plans. Inside the home, you?ll find bright open layouts with large windows that fill the space with natural Florida sunshine, solid wood cabinetry, spa-inspired bathrooms, generous closet space, and high-quality finishes throughout. At the center of the community is a stunning two-story clubhouse featuring a fully equipped fitness center, billiards room, social gathering space, and two kitchens perfect for entertaining. Outdoor amenities include a heated resort-style pool with an expanded sun deck, a fire pit, and a beautifully designed outdoor entertainment area complete with wet bar and gas grill. Come see for yourself why Palma Sola Bay Club continues to be recognized as an award-winning community year after year.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,657
Sqft
2024
Year built
One
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,745 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,111/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9%
$/sqft vs Bradenton actives
$241 vs $245
Days on market
346 vs 55 typical
Where $241/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
222 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3426 79TH STREET CIRCLE W UNIT 202
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$382,000
7830 34TH AVENUE W UNIT 102 · same community
2 bd · 2 ba · 1,657 sqft · $231/sqft · 243 DOM
Sold · Nov ’25$565,000
7840 34TH AVE W UNIT 303 · same community
3 bd · 2.5 ba · 1,857 sqft · $304/sqft · 116 DOM
Sold · Jul ’26$535,000
3439 79TH STREET CIRCLE W UNIT 201 · same community
3 bd · 2.5 ba · 1,857 sqft · $288/sqft · 183 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3426 79TH STREET CIRCLE W UNIT 202 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3426 79TH STREET CIRCLE W UNIT 202 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
3426 79TH STREET CIRCLE W UNIT 202 FAQs
What would the monthly payment be for 3426 79TH STREET CIRCLE W UNIT 202?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,745/mo — principal and interest, estimated property taxes, the $1,060/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3426 79TH STREET CIRCLE W UNIT 202?+
The association fee works out to $1,060 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3426 79TH STREET CIRCLE W UNIT 202?+
The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3426 79TH STREET CIRCLE W UNIT 202?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $399,000, this home is listed about 3% above the Bradenton median of $389,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $1,060/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
346 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $419,000, now $399,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Pamela Miller. MLS #A4663450.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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