10738 BELFRY CIRCLE, ORLANDO, FL, 32832
Active114 days on marketListed Apr 11, 2026MLS #O6398149
About this home
10738 BELFRY CIRCLE
Welcome home to your maintenance free townhome in the beautiful golf community of Eagle Creek. Right out side Medical City with easy access to the 417, the airport and all of Lake Nona. The community is unmatched with golf club inside the guarded gates, community clubhouse, fitness, multiple pools, tennis, basketball courts and so much more! Private 2 car garage leads to your entryway where you can see straight through to the rear of your home with gorgeous water view. Your kitchen has plenty of cabinetry and counter space to make it the gathering place of the home, with again a view out the back of your pond front lot. Combination living and dining areas gives space to arrange furniture how you want. The master is just off the living area with plush carpet, view of the lake, dual closets, seperate vanities, garden tub and separate, spacious shower. The downstairs rounds off with a half bath and laundry closet with cabinetry and included washer and dryer. Upstairs is a spacious loft with second bedroom right off the loft. This bedroom has slider doors out to a private balcony overlooking the pond. Two additional bedrooms connected by jack and jill bathroom down the hall along with another full 3rd bathroom. The possibilities are endless and this property is just waiting for you to make it your home.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,240
Sqft
0.07 ac
Lot size
2
Garage
2014
Year built
Two
Levels
$214
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,383 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,383/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.2%
$/sqft vs EAGLE CRK PH 1C VILLAGE E
$214 vs $226
Days on market
114 vs 40 typical
Where $214/sqft sits among the 6 homes for sale in EAGLE CRK PH 1C VILLAGE E
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eagle Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Eagle Creek — neighborhood snapshot
Population
7,569
Median age
37
Median income
$136,670
Median home value
$626,700
Avg household
3
Households w/ children
1,420
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $409K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
5 of 6
EAGLE CRK PH 1C VILLAGE E have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the ORLANDO 32832 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 10738 BELFRY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$480,000
10731 BELFRY CIRCLE · same community
4 bd · 3.5 ba · 2,240 sqft · $214/sqft · 45 DOM
Sold · Nov ’25$500,000
10714 BELFRY CIRCLE · same community
4 bd · 3.5 ba · 2,168 sqft · $231/sqft · 25 DOM
Sold · Feb ’26$510,000
10641 BELFRY CIRCLE · same community
4 bd · 3.5 ba · 2,136 sqft · $239/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Ricardo Ramirez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10738 BELFRY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10738 BELFRY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Ricardo's phone and CRM.
Straight answers
10738 BELFRY CIRCLE FAQs
What would the monthly payment be for 10738 BELFRY CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,383/mo — principal and interest, the actual property-tax bill, the $600/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10738 BELFRY CIRCLE?+
The association fee works out to $600 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10738 BELFRY CIRCLE?+
The most recent tax bill on record (2025) was $7,097. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10738 BELFRY CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $479,000, this home is listed about 21% above the Orlando median of $394,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10738 BELFRY CIRCLE?+
Eagle Creek Elementary (elementary), Lake Nona High (high), 34-M-W-7 (34-M-N-7) (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$479,000 runs 13% above the ORLANDO 32832 median — but at 2,240 sqft it's also 40% larger than the typical Orlando listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $600/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
114 days on market against a Orlando median of 40 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Eagle Creek Elementary, Lake Nona High, 34-M-W-7 (34-M-N-7) — Eagle Creek Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPLETE FLORIDA REALTY LLC · Greg Traub. MLS #O6398149.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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