Ricardo Ramirez
$483,000$630,0003 bd3.5 ba2,231 sqft$216 /sqft$4,011 /mo all-in ↓

10455 BELFRY CIRCLE, ORLANDO, FL, 32832

Active309 days on marketListed Sep 28, 2025MLS #S5135410

Reduced $147KTownhouseEAGLE CRK PH 1C VILLAGE E

About this home

10455 BELFRY CIRCLE

Short Sale. SHORT SALE .Welcome to this beautifully maintained 2-story townhome located in the highly sought-after gated community of Eagle Creek, nestled in the heart of Lake Nona. This spacious home features 3 bedrooms, 3.5 bathrooms—including two master suites— and offers an exceptional blend of comfort, style, and scenic golf course views. Step inside to discover an open-concept layout with abundant natural light, modern finishes, and plenty of space for entertaining. The gourmet kitchen boasts granite countertops, stainless steel appliances, and a breakfast bar overlooking the expansive living and dining area. The living room showcases a dramatic double-height ceiling, enhancing the sense of space and elegance. A private master suite with its own full bathroom is conveniently located on the first floor, ideal for multi-generational living. Upstairs, you’ll find a generous private suite with serene golf course views, a walk-in closet, and a spa-like en-suite bathroom with dual vanities and a glass-enclosed shower. The third bedroom also features its own full bath, perfect for family or guests. A stylish half-bath is located on the main floor for added convenience. Enjoy relaxing mornings or evenings on your private patio, taking in the lush green views of the Eagle Creek Golf Course. Residents of Eagle Creek enjoy resort-style amenities including a championship golf course, clubhouse, community pools, tennis courts, fitness center, playgrounds, and scenic walking trails—all within a secure, 24-hour gated community. Located just minutes from Lake Nona Medical City, top-rated schools, Orlando International Airport, and major highways, this home offers the perfect combination of luxury, location, and lifestyle. Don’t miss your opportunity to live in one of Lake Nona’s premier communities! Short Sale. All terms subject to lender approval. Home is sold AS-IS. Buyer responsible for verifying all information.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,231

Sqft

0.08 ac

Lot size

2

Garage

2008

Year built

Two

Levels

$216

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCrown Molding · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener · Golf Cart Parking · On Street
ExteriorBalcony · Irrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$396/mo
Taxes (2024)$4,770/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Public · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,011 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,843
FHA mortgage insurance (est.)$214
Property tax — 2024 actual bill$398
HOA fee — from the listing$396
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,905Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,905
Interest rate6.00%
Loan term

Estimated payment

$4,011/mo

Principal & interest$2,843
FHA mortgage insurance (est.)$214
Property taxes (actual bill)$398
HOA / condo fee$396
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $483K
$464KedgeAI estimate $566,148 · range $549K$573K$596K

vs edgeAI estimate

−14.7%

$/sqft vs EAGLE CRK PH 1C VILLAGE E

$216 vs $226

Days on market

309 vs 34 typical

Where $216/sqft sits among the 6 homes for sale in EAGLE CRK PH 1C VILLAGE E

2 · this home
2
1
0
0
1
$212–219$219–226$226–234$234–241$241–248$248+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eagle Creek

Map of 10455 BELFRY CIRCLE inside its neighborhood boundary

Drive times from this address

Orlando Int’l Airport (MCO)23 min
Downtown Orlando29 min
Walt Disney World35 min
Universal Orlando35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Eagle Creek — neighborhood snapshot

Population

7,569

Median age

37

Median income

$136,670

Median home value

$626,700

Avg household

3

Households w/ children

1,420

For the school run

Orange County School District

ElementaryEagle Creek Elementary★★★★
HighLake Nona High★★★★
Middle34-M-W-7 (34-M-N-7)

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

5 of 6

EAGLE CRK PH 1C VILLAGE E have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the ORLANDO 32832 median. See the full Orlando market guide →

Paper trail

This home's history

CurrentPrice reduced to $483,000 $147K
Sep 28, 2025Listed at $630,000 · 309 days on market since
2008Built · EAGLE CRK PH 1C VILLAGE E

Reality check

What actually sold near 10455 BELFRY CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10731 BELFRY CIRCLESold · Dec ’25

$480,000

10731 BELFRY CIRCLE · same community

4 bd · 3.5 ba · 2,240 sqft · $214/sqft · 45 DOM

10714 BELFRY CIRCLESold · Nov ’25

$500,000

10714 BELFRY CIRCLE · same community

4 bd · 3.5 ba · 2,168 sqft · $231/sqft · 25 DOM

10641 BELFRY CIRCLESold · Feb ’26

$510,000

10641 BELFRY CIRCLE · same community

4 bd · 3.5 ba · 2,136 sqft · $239/sqft · 37 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Ricardo Ramirez

Your agent

Ricardo Ramirez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10455 BELFRY CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10455 BELFRY CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Ricardo's phone and CRM.

Goes straight to Ricardo’s phone and CRM.

Straight answers

10455 BELFRY CIRCLE FAQs

What would the monthly payment be for 10455 BELFRY CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,011/mo — principal and interest, the actual property-tax bill, the $396/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10455 BELFRY CIRCLE?+

The association fee works out to $396 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10455 BELFRY CIRCLE?+

The most recent tax bill on record (2024) was $4,770. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10455 BELFRY CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $483,000, this home is listed about 24% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10455 BELFRY CIRCLE?+

Eagle Creek Elementary (elementary), Lake Nona High (high), 34-M-W-7 (34-M-N-7) (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$483,000 runs 13% above the ORLANDO 32832 median — but at 2,231 sqft it's also 41% larger than the typical Orlando listing.

02Time on market is leverage

309 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Eagle Creek Elementary, Lake Nona High, 34-M-W-7 (34-M-N-7) — Eagle Creek Elementary rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $630,000, now $483,000 — a $147K cut. The full history is in the market section below.

Listing courtesy of LA ROSA REALTY KISSIMMEE · Blanca Hernandez, LLC. MLS #S5135410.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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10455 BELFRY CIRCLE, ORLANDO, FL — 3 Bed, 3.5 Bath — $483,000 | CENTURY 21 Edge